1043 N 1st St, Springfield, IL 62702 Property Records

Sangamon County property record for 1043 N 1st St, Springfield, IL 62702

Property Summary

Property Type	Single Family Home
Lot Size	0.101 acres (4,402 sqft)
Owner	2 Company Names on File
Last Sale	$39,500 (Mar 2021)
Tax Bill	$2,198 (2025)
Deeds & Mortgages	Dec 2009 Mortgage Oct 2011 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-28.0-229-047`

Property Details

APN / Parcel Number

Primary APN	`14-28.0-229-047`
Alternative APN	`14280229047 (CHECK DIGIT = 0)`

Exterior

Lot Area	4,402 sqft (0.101 acres)

Location & Zoning

Account Number	14280229047
Street Address	1043 N 1ST ST
City	SPRINGFIELD
State	IL
Zip	62702-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 29' E 152' L 6 ANDREW ELLIOTTS SUB.
Legal Subdivision	ANDREW ELLIOTTS SUB
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	1
Census Block	1016
Census Tract	300

Owner

1043 N 1st St is owned by a company that bought it in March 2021.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	2 Company Names on File
Mailing Address	842 S 2ND ST, SPRINGFIELD, IL 62704-2652
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2009	Deed of Trust, Mortgage · FHA Mortgage MARINE BANK SPRINGFIELD
Oct 26, 2011	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Jan 24, 2013	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST BANKERS TRUST CO
Mar 12, 2021	Warranty Deed, Transfer · Conventional Mortgage WARREN BOYNTON STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2021 · Amount on File
Deed Sale	Mar 12, 2021 · Amount on File
Prior Sale	Dec 15, 1998
Deed Document Number	20216675
Record Updated	Sep 20, 2026

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1043 N 1ST ST, SPRINGFIELD, IL 62702-3701
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009R58345
Date	Dec 29, 2009
Instrument	2009R58345

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 28, 2024

Interest

Rate Type	Fixed Rate
Rate	5%

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1043 N 1ST ST, SPRINGFIELD, IL 62702-3701
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011R35573
Date	Oct 26, 2011
Instrument	2011R35573

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2026

Interest

Rate Type	Fixed Rate

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1043 N 1ST ST, SPRINGFIELD, IL 62702-3701
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013R02948
Date	Jan 24, 2013
Instrument	2013R02948

Lender

Name	FIRST BANKERS TRUST CO
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2043

Interest

Rate Type	Fixed Rate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Mar 12, 2021
Property Address	1043 N 1ST ST, SPRINGFIELD, IL 62702-3701
Document Number	2021R06675
Instrument Date	Mar 8, 2021
Instrument	2021R06675
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	ILLINOIS REAL ESTATE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 COUGAR CT, CHATHAM, IL 62629-2027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 LONG COMMON PKWY, ELGIN, IL 60124-8823
Investor	Possibly a Property Investor

Mortgage

Document Number	2021R06676
Date	Mar 12, 2021
Instrument	2021R06676

Lender

Name	WARREN BOYNTON STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 1043 N 1st St was $2,198.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,198.00	$27,149 Land $2,100 Building $25,049	$81,447 Land $6,300 Building $75,147
2022	$1,228.00	$13,704 Land $1,698 Building $12,006	$41,112 Land $5,094 Building $36,018

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1043 N 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1043 N 1st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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