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1046 Emerson St, Upland, CA 91784 Property Records

San Bernardino County property record for 1046 Emerson St, Upland, CA 91784

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,255 sqft · built 1980
Lot Size0.25 acres (10,875 sqft)
Owner2 Company Names on File
Last Sale$259,000 (Oct 1998)
Tax Bill$4,488 (2025)
Deeds & MortgagesMar 2022 Mortgage
Jun 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN1004-071-55-0000

Property Details

APN / Parcel Number

Primary APN1004-071-55-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,255 sqft Living Area
Gross Area2,827 sqft
1st Floor Area2,255 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleModern
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area10,875 sqft (0.25 acres)
Lot Dimensions125 ft deep x 87 ft wide
View / LotAverage
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area538 sqft
Patio Area472 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1046 EMERSON ST
CityUPLAND
StateCA
Zip91784-1237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 10192 LOT 13
Legal SubdivisionTRACT 10192
Legal Tract10192
Legal Block2
Legal Lot Number13
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group2
Census Block2006
Census Tract814

Owner

1046 Emerson St is owned by a company that acquired it in April 2020 and is owner-occupied.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record2 Company Names on File
Mailing Address1046 EMERSON ST, UPLAND, CA 91784-1237
OccupancyOwner Occupied
Owner TypeCompany
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
WESCOM CENTRAL CU
Jun 12, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 3, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 1998 · Amount on File
Deed SaleOct 20, 1998 · Amount on File
Deed Document Number1998446897
Last Transfer DateApr 29, 2020
Transfer Doc0000194774
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address1046 EMERSON ST, UPLAND, CA 91784-1237
Transaction TypeMortgage
Record UpdatedMar 25, 2022
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1046 EMERSON ST, UPLAND, CA 91784-1237

Mortgage

Document Number0000096750
DateMar 14, 2022
Instrument2022-0096750
Lender
NameWESCOM CENTRAL CU
TypeCredit Union
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN BERNARDINO CA
Recording DateJun 12, 2020
Property Address1046 EMERSON ST, UPLAND, CA 91784-1237
Document Number0000194774
Instrument DateApr 29, 2020
Instrument194774
Transaction TypeTransfer
Record UpdatedJun 25, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1046 EMERSON ST UPLAND CA 917841237, UPLAND, CA 91784-1237

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN BERNARDINO CA
Recording DateApr 3, 2018
Property Address1046 EMERSON ST, UPLAND, CA 91784-1237
Document Number0000114465
Instrument DateMar 12, 2018
Instrument114465
Transaction TypeTransfer
Record UpdatedApr 13, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1046 EMERSON ST UPLAND CA 917841237, UPLAND, CA 91784-1237

Tax Assessment & Valuation

The 2025 property tax bill for 1046 Emerson St was $4,488 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityUpland City
Unified School DistrictUpland Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$414,171 (+2%) Land $103,624 Building $310,547
2025$4,488.00 Homeowner's exemption$406,050 Land $101,592 Building $304,458
2023$4,277.00 (+2.25%) Homeowner's exemption$390,282 Land $97,647 Building $292,635
2022$4,183.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1046 Emerson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1992)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1992 · Rain/snow/wind Storms, Flooding, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1046 Emerson St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF UPLAND
serves 78,376 people · EPA ID CA3610050
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Frontier.

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