994 Emerson St, Upland, CA 91784 Property Records

San Bernardino County property record for 994 Emerson St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,778 sqft · built 1978
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,165,000 (May 2022)
Tax Bill	$13,473 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1004-071-16-0000`

Property Details

APN / Parcel Number

Primary APN	`1004-071-16-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,778 sqft Living Area
Gross Area	3,406 sqft
1st Floor Area	1,530 sqft
2nd Floor Area	1,248 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	994 EMERSON ST
City	UPLAND
State	CA
Zip	91784-1236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 9073 LOT 5
Legal Subdivision	THE CITY OF UPLAND
Legal Tract	9073
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2006
Census Tract	814

Owner

Source: San Bernardino County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	994 EMERSON ST, UPLAND, CA 91784-1236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	Sep 16, 2011 · Amount on Record
Deed Document Number	2022190657
Prior Transfer Date	Aug 19, 2020
Prior Transfer Doc	0000360257
Record Updated	Sep 20, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 23, 2022
Property Address	994 EMERSON ST, UPLAND, CA 91784-1236
Document Number	0000190657
Map Reference	MB 132 PG 99&100
Instrument Date	Apr 28, 2022
Instrument	2022-0190657
Transaction Type	Transfer
Record Updated	Jun 17, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	994 EMERSON ST, UPLAND, CA 91784-1236

Mortgage

Document Number	0000190658
Date	May 23, 2022
Instrument	2022-0190658

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	Other
Max Rate	9.87%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 24, 2020
Property Address	994 EMERSON ST, UPLAND, CA 91784-1236
Document Number	0000360257
Instrument Date	Sep 19, 2020
Instrument	360257
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	994 EMERSON ST UPLAND CA 917841236, UPLAND, CA 91784-1236
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,261,035 (+2%) Land $315,259 Building $945,776
2025	$13,473.00 (+4.82%)	$1,236,308 (+4.04%) Land $309,077 Building $927,231
2023	$12,853.00 (+104.21%)	$1,188,300 Land $297,075 Building $891,225
2022	$6,294.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1992 · Rain/snow/wind Storms, Flooding, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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