1020 Emerson St, Upland, CA 91784 Property Records

San Bernardino County property record for 1020 Emerson St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,778 sqft · built 1978
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$785,000 (Oct 2019)
Tax Bill	$9,419 (2025)
Deeds & Mortgages	May 2019 Line of Credit Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1004-071-13-0000`

Property Details

APN / Parcel Number

Primary APN	`1004-071-13-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,778 sqft Living Area
Gross Area	3,406 sqft
1st Floor Area	1,530 sqft
2nd Floor Area	1,248 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
View / Lot	Average
Garage Type	Attached
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	198 sqft
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1020 EMERSON ST
City	UPLAND
State	CA
Zip	91784-1237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 9073 LOT 2
Legal Subdivision	TRACT 9073
Legal Tract	9073
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2006
Census Tract	814

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1020 EMERSON ST, UPLAND, CA 91784-1237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2019	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Oct 11, 2019	Grant Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK
Jun 1, 2017	Quit Claim Deed, Transfer DOCUMENT PROCESSING SOLUTIONS
May 31, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2019 · Amount on Record
Deed Sale	Oct 11, 2019 · Amount on Record
Prior Sale	Nov 18, 1998 · Amount on Record
Deed Document Number	2019367747
Prior Transfer Date	May 24, 2017
Prior Transfer Doc	0000222853
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1020 EMERSON ST, UPLAND, CA 91784-1237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000147664
Date	May 8, 2019
Instrument	2019-0147664

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 11, 2019
Property Address	1020 EMERSON ST, UPLAND, CA 91784-1237
Document Number	0000367747
Map Reference	MB 132 PG 99&100
Instrument Date	Oct 3, 2019
Instrument	2019-0367747
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1020 EMERSON ST, UPLAND, CA 91784-1237

Mortgage

Document Number	0000367748
Date	Oct 11, 2019
Instrument	2019-0367748

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 1, 2017
Property Address	1020 EMERSON ST, UPLAND, CA 91784-1237
Document Number	0000224453
Instrument Date	May 25, 2017
Instrument	224453
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	DOCUMENT PROCESSING SOLUTIONS

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 EMERSON ST UPLAND CA 917841237, UPLAND, CA 91784-1237

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 31, 2017
Property Address	1020 EMERSON ST, UPLAND, CA 91784-1237
Document Number	0000222853
Map Reference	MB132 PG99&100
Instrument Date	May 24, 2017
Instrument	2017-0222853
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE 365 COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 EMERSON ST, UPLAND, CA 91784-1237

Mortgage

Document Number	0000222854
Date	May 31, 2017
Instrument	2017-0222854

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$875,683 (+2%) Land $218,921 Building $656,762
2025	$9,419.00 (+4.83%) Homeowner's exemption	$858,512 (+4.04%) Land $214,628 Building $643,884
2023	$8,985.00 (+2.2%) Homeowner's exemption	$825,175 Land $206,294 Building $618,881
2022	$8,792.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1992 · Rain/snow/wind Storms, Flooding, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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