10453 Howard Rd, Harrison, OH 45030 Property Records

Hamilton County property record for 10453 Howard Rd, Harrison, OH 45030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,612 sqft · built 1967
Lot Size	0.458 acres (19,994 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,040 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2023 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`560-0120-0033-00`

Property Details

APN / Parcel Number

Primary APN	`560-0120-0033-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,612 sqft Living Area
1st Floor Area	1,056 sqft
2nd Floor Area	1,132 sqft

Exterior

Year Built	Built 1967
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	19,994 sqft (0.458 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	10453 HOWARD RD
City	HARRISON
State	OH
Zip	45030-8706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWARD RD 100 X 200 LOT 14 DALESSANDRO SUB BLK A
Legal Subdivision	DALESSANDRO SUB
Legal Block	A
Legal Lot Number	14
Jurisdiction	HAMILTON OH
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2000
Census Tract	26001

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10453 HOWARD RD, HARRISON, OH 45030-8706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Sep 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	10453 HOWARD RD, HARRISON, OH 45030-8706
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10453 HOWARD RD, HARRISON, OH 45030-8706

Mortgage

Document Number	0000038684
Date	Apr 15, 2022
Book Page	14647/1561
Instrument	2022-0038684

Lender

Name	KEY BANK NA
Type	Bank
Address	BRECKSVILLE, OH 44141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	10453 HOWARD RD, HARRISON, OH 45030-8706
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10453 HOWARD RD, HARRISON, OH 45030-8706

Mortgage

Document Number	0000069701
Date	Sep 29, 2023
Book Page	15011/1231
Instrument	2023-0069701

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2038

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Harrison Township
Unified School District	Southwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,040.00 (+6.48%)	$73,437 (+%) Land $15,347 Building $58,090
2024	$2,855.00 (-0.52%)	$73,436 (-) Land $15,347 Building $58,089
2023	$2,870.00 (+12.86%)	$73,436 (+28.91%) Land $15,347 Building $58,089	$209,820 (+28.91%) Land $43,850 Building $165,970
2022	$2,543.00 Homeowner's exemption	$56,966 Land $16,464 Building $40,502
2020			$162,760 Land $47,040 Building $115,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON CITY PWS serves 11,600 people · EPA ID OH3100812
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	SOUTHWEST REGIONAL WATER DISTRICT
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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