10437 Howard Rd, Harrison, OH 45030 Property Records

Hamilton County property record for 10437 Howard Rd, Harrison, OH 45030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,654 sqft · built 1966
Lot Size	0.918 acres (39,988 sqft)
Owner	Individual Name on File
Tax Bill	$3,487 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`560-0120-0035-00`

Property Details

APN / Parcel Number

Primary APN	`560-0120-0035-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,654 sqft Living Area
Gross Area	3,014 sqft
1st Floor Area	1,374 sqft
Basement Area	1,374 sqft
Finished Basement	280 sqft
Unfinished Basement	1,094 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	39,988 sqft (0.918 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	266 sqft
Parking Spaces	1 Parking Space
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	10437 HOWARD RD
City	HARRISON
State	OH
Zip	45030-8706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	HOWARD RD 0.918 ACS LOTS 16 & 17 DALESSANDRO SUB BLK A
Legal Subdivision	DALESSANDRO SUB
Legal Block	A
Legal Lot Number	16,17
Jurisdiction	HAMILTON OH
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2000
Census Tract	26001

Owner

10437 Howard Rd is owned and occupied by an individual who acquired it in January 2012.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	10437 HOWARD RD, HARRISON, OH 45030-8706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Dec 1, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jan 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 19, 2012
Transfer Doc	0000000472
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	10437 HOWARD RD, HARRISON, OH 45030-8706
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109929
Date	Dec 1, 2022
Book Page	14804/1709
Instrument	2022-0109929

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2032

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	10437 HOWARD RD, HARRISON, OH 45030-8706
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10437 HOWARD RD, HARRISON, OH 45030-8706

Mortgage

Document Number	0000109930
Date	Dec 1, 2022
Book Page	14804/1714
Instrument	2022-0109930

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 25, 2052

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	10437 HOWARD RD, HARRISON, OH 45030-8706
Document Number	0000009869
Instrument Date	Jan 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10437 HOWARD RD HARRISON OH 450308706, HARRISON, OH 45030-8706

Mortgage

Document Number	0000009869
Date	Feb 7, 2019
Book Page	013850/000186
Instrument	9869

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10437 Howard Rd was $3,487, up 6.5% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Harrison Township
Unified School District	Southwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,487.00 (+6.51%)	$84,176 (+%) Land $22,922 Building $61,254	$240,500 Land $65,490 Building $175,010
2024	$3,274.00 (-0.55%)	$84,174 (-) Land $22,921 Building $61,253
2023	$3,292.00 (+14.78%)	$84,174 (+31.17%) Land $22,921 Building $61,253	$240,500 Land $65,490 Building $175,010
2022	$2,868.00 Homeowner's exemption	$64,170 Land $24,805 Building $39,365
2020			$183,340 Land $70,870 Building $112,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10437 Howard Rd in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10437 Howard Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON CITY PWS serves 11,600 people · EPA ID OH3100812
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	SOUTHWEST REGIONAL WATER DISTRICT
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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