Hamilton County property record for 10420 Howard Rd, Harrison, OH 45030
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,174 sqft · built 1993 |
| Lot Size | 5.2 acres (226,512 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $339,862 (May 2026) |
| Tax Bill | $5,677 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 560-0120-0075-00 |
| Primary APN | 560-0120-0075-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,174 sqft Living Area |
| Gross Area | 4,856 sqft |
| 1st Floor Area | 1,554 sqft |
| 2nd Floor Area | 620 sqft |
| Basement Area | 1,554 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Lot Area | 226,512 sqft (5.2 acres) |
| Garage Type | Attached |
| Garage Area | 1,128 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 36 sqft |
| Patio Area | 700 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Septic |
| Street Address | 10420 HOWARD RD |
|---|---|
| City | HARRISON |
| State | OH |
| Zip | 45030-8706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | WS HOWARD RD 5.154729 AC R1-T2-S5 NW |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | HARRISON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 26001 |
Source: Hamilton County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10420 HOWARD RD, HARRISON, OH 45030-8706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 19, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Nov 13, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2026 · Amount on Record |
| Deed Sale | May 19, 2026 · Amount on Record |
| Deed Document Number | 202639109 |
| Deed Book / Page | 15669 / 2170 |
| Prior Transfer Date | May 18, 2026 |
| Prior Transfer Doc | 0000039109 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 19, 2026 |
| Property Address | 10420 HOWARD RD, HARRISON, OH 45030-8706 |
| Document Number | 0000039109 |
| Book / Page | 15669 / 2170 |
| Instrument Date | May 18, 2026 |
| Instrument | 202639109 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | COLUMBIA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $68,651.72 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 10420 HOWARD RD, HARRISON, OH 45030-8706 |
| Document Number | 0000039110, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 202639110 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10420 HOWARD RD, HARRISON, OH 45030-8706 |
| Document Number | 0000094216 |
| Instrument Date | Sep 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10420 HOWARD RD HARRISON OH 450308706, HARRISON, OH 45030-8706 |
| Document Number | 0000094216 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 014254/001117 |
| Instrument | 94216 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10420 HOWARD RD, HARRISON, OH 45030-8706 |
| Document Number | 0000101703 |
| Instrument Date | Nov 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10420 HOWARD RD HARRISON OH 450308706, HARRISON, OH 45030-8706 |
| Document Number | 0000101703 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 014046/002712 |
| Instrument | 101703 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 17, 2049 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Harrison Township |
| Unified School District | Southwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,677.00 (+6.31%) | $137,106 (-) Land $29,348 Building $107,758 | $391,730 (-) Land $83,850 Building $307,880 |
| 2024 | $5,340.00 (-0.37%) | $137,106 (-) Land $29,348 Building $107,758 | |
| 2023 | $5,360.00 (+9.48%) | $137,106 (+25.17%) Land $29,348 Building $107,758 | $391,730 (+25.17%) Land $83,850 Building $307,880 |
| 2022 | $4,896.00 Homeowner's exemption | $109,540 Land $31,444 Building $78,096 | |
| 2020 | $312,970 Land $89,840 Building $223,130 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2005 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRISON CITY PWS serves 11,600 people · EPA ID OH3100812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Also Mapped Here | SOUTHWEST REGIONAL WATER DISTRICT |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
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