Lake County property record for 1045 Wallace St, Gary, IN 46404
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,844 sqft · built 1956 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | Company Name on Record |
| Last Sale | $133,000 (Dec 2025) |
| Tax Bill | $629 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-43-0195-0045 |
| Primary APN | 001-25-43-0195-0045 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,844 sqft Living Area |
| Gross Area | 2,766 sqft |
| 1st Floor Area | 922 sqft |
| Basement Area | 922 sqft |
| Family Room | Family Room |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,229 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1045 WALLACE ST |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46404-1818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARY HOME & IMP. COS 1ST SUB. ALL L.41 BL.7 ALL L.42 BL.7 |
| Legal Subdivision | GARY HOME & IMP. COS 1ST SUB |
| Legal Block | 7 |
| Legal Lot Number | 41 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 11000 |
Source: Lake County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7581 MURRELET ST, HOBART, IN 46342-6890 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Commercial Mortgage RFLF 4 LLC |
| Dec 18, 2025 | Warranty Deed, Transfer INVESTOR TITLE SERVICES, INVESTORS TITLE SERVICE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2025 · Amount on Record |
| Deed Sale | Dec 18, 2025 · Amount on Record |
| Prior Sale | Mar 10, 2016 · Amount on Record |
| Deed Document Number | 2025549121 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 1045 WALLACE ST, GARY, IN 46404-1818 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 1141 BIGGER ST, GARY, IN 46404-1837 |
| Investor | Possibly a Property Investor |
| Document Number | 0000011658 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 2026-511658 |
| Name | RFLF 4 LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60606 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Dec 18, 2025 |
| Property Address | 1045 WALLACE ST, GARY, IN 46404-1818 |
| Document Number | 0000049121 |
| Map Reference | MB 7 PG 32 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 2025-549121 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Title Company | INVESTOR TITLE SERVICES, INVESTORS TITLE SERVICE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7581 MURRELET ST, HOBART, IN 46342-6890 |
| Investor | Possibly a Property Investor |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $64,700 (+19.59%) Land $10,400 Building $54,300 | $64,700 (+19.59%) Land $10,400 Building $54,300 | |
| 2024 | $629.00 (+20.96%) | $54,100 (+6.92%) Land $11,300 Building $42,800 | $54,100 (+6.92%) Land $11,300 Building $42,800 |
| 2023 | $50,600 (+11.45%) Land $11,300 Building $39,300 | $50,600 (+11.45%) Land $11,300 Building $39,300 | |
| 2022 | $520.00 Homeowner's exemption | $45,400 Land $6,000 Building $39,400 | $45,400 Land $6,000 Building $39,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2008–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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