1025 Wallace St, Gary, IN 46404 Property Records

Lake County property record for 1025 Wallace St, Gary, IN 46404

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,475 sqft · built 1944
Lot Size0.143 acres (6,229 sqft)
OwnerIndividual Name on Record
Last Sale$174,930 (Apr 2026)
Tax Bill$846 (2024)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN001-25-43-0195-0049

Property Details

APN / Parcel Number

Primary APN001-25-43-0195-0049
Alternative APNs
  • 45-08-07-208-005.000-004
  • 254301950049

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area2,475 sqft Living Area
Gross Area3,300 sqft
1st Floor Area825 sqft
AtticAttic
Attic Area825 sqft
Basement Area825 sqft

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1990
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,229 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage Area825 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1025 WALLACE ST
CityGARY
StateIN
Zip46404-1818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARY HOME & IMP. COS 1ST SUB. ALL L.45 BL.7 ALL L.46 BL.7
Legal SubdivisionGARY HOME & IMP. COS 1ST SUB
Legal Block7
Legal Lot Number45
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2010
Census Tract11000

Owner

Source: Lake County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3155 W 64TH PL, MERRILLVILLE, IN 46410-8022
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2026Deed, Transfer · VA Mortgage
MERIDIAN TITLE
Apr 1, 2026Deed, Transfer · VA Mortgage
LUMINATE HOME LOANS INC
Jan 17, 2024Quit Claim Deed, Transfer
Quitclaim
Jan 5, 2024Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2026 · Amount on Record
Deed SaleApr 1, 2026 · Amount on Record
Prior SaleJan 17, 2024
Deed Document Number2026512708
Prior Transfer DateJan 10, 2024
Prior Transfer Doc0000001261
Record UpdatedOct 29, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionLAKE IN
Recording DateApr 1, 2026
Property Address1025 WALLACE ST, GARY, IN 46404-1818
Document Number0000512708
Instrument DateMar 31, 2026
Instrument2026512708
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyMERIDIAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3155 W 64TH PL, MERRILLVILLE, IN 46410-8022

Mortgage

Document Number0000512709,
DateApr 1, 2026
Instrument2026512709
Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate6.01%
Max Rate-1%

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionLAKE IN
Recording DateApr 1, 2026
Property Address1025 WALLACE ST, GARY, IN 46404-1818
Document Number0000012708
Instrument DateMar 31, 2026
Instrument2026512708
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyMERIDIAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3155 W 64TH PL, MERRILLVILLE, IN 46410-8022

Mortgage

Document Number0000512709,
DateApr 1, 2026
Instrument2026512709
Lender
NameLUMINATE HOME LOANS INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Max Rate-1%

January 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateJan 17, 2024
Property Address1025 WALLACE ST, GARY, IN 46404-1818
Document Number0000001261
Map ReferenceMB 7 PG 32
Instrument DateJan 12, 2024
Instrument2024-001261
Transaction TypeTransfer
Record UpdatedJan 24, 2024

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1128 TYLER ST, GARY, IN 46407-1123

January 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateJan 5, 2024
Property Address1025 WALLACE ST, GARY, IN 46404-1818
Document Number0000000526
Map ReferenceMB 7 PG 32
Instrument DateNov 21, 2022
Instrument2024-000526
Transaction TypeTransfer
Record UpdatedJan 17, 2024

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1128 TYLER ST, GARY, IN 46407-1123

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$105,200 (+237.18%) Land $10,400 Building $94,800$105,200 (+237.18%) Land $10,400 Building $94,800
2024$846.00 (+26.08%)
2023$31,200 (+19.08%) Land $11,300 Building $19,900$31,200 (+19.08%) Land $11,300 Building $19,900
2022$671.00$26,200 Land $6,000 Building $20,200$26,200 Land $6,000 Building $20,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (2008–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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