Lake County property record for 1040 Wallace St, Gary, IN 46404
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,789 sqft · built 1965 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,968 (Sep 2024) |
| Tax Bill | $1,666 (2024) |
| Deeds & Mortgages | Sep 2024 Mortgage Feb 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-43-0194-0015 |
| Primary APN | 001-25-43-0194-0015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,789 sqft Living Area |
| Gross Area | 3,108 sqft |
| 1st Floor Area | 1,844 sqft |
| Basement Area | 945 sqft |
| Finished Basement | 945 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 9,365 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| View / Lot | Alley |
| Garage Type | Attached |
| Garage Area | 319 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1040 WALLACE ST |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46404-1845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARY HOME & IMP. COS. 1ST SUB. ALL LOTS 15,16 & 17 BL.6 |
| Legal Subdivision | GARY HOME & IMP. COS. 1ST SUB |
| Legal Block | 6 |
| Legal Lot Number | 15,16 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 11000 |
Source: Lake County records · APN 001-25-43-0194-0015
Assessment roll updated December 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1040 WALLACE ST, GARY, IN 46404-1845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Sep 06, 2024 | Deed of Trust, Mortgage · Commercial Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT |
| Feb 23, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jan 08, 2021 | Grant Deed, Transfer SPRUCE LAND SERVICES LLC, SPRUCE LAND SVCS LLC |
| Mar 15, 2019 | Grant Deed, Transfer BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Jan 31, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 06, 2024 · Amount on Record |
| Deed Sale | Sep 06, 2024 · Amount on Record |
| Prior Sale | Apr 24, 2024 · Amount on Record |
| Deed Document Number | 2024529878 |
| Prior Transfer Date | May 02, 2012 |
| Prior Transfer Doc | 0000035016 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 1040 WALLACE ST, GARY, IN 46404-1845 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Title Company | GREATER INDIANA TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000029880 |
|---|---|
| Date | Sep 06, 2024 |
| Instrument | 2024-529880 |
| Name | INDIANA HOUSING & COMMUNITY DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Address | GARY, IN 46404 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Feb 23, 2023 |
| Property Address | 1040 WALLACE ST, GARY, IN 46404-1845 |
| Document Number | 0000006058 |
| Map Reference | MB 7 PG 32 |
| Instrument Date | Jan 06, 2023 |
| Instrument | 2023-006058 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 732 CHERVIL VALLEY DR, LAS VEGAS, NV 89138-2004 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 08, 2021 |
| Property Address | 1040 WALLACE ST, GARY, IN 46404-1845 |
| Document Number | 0000001865 |
| Instrument Date | Jan 01, 2021 |
| Instrument | 1865 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2021 |
| Title Company | SPRUCE LAND SERVICES LLC, SPRUCE LAND SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 WALLACE ST GARY IN 464041845, GARY, IN 46404-1845 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Mar 15, 2019 |
| Property Address | 1040 WALLACE ST, GARY, IN 46404-1845 |
| Document Number | 0000015420 |
| Instrument Date | Jan 23, 2019 |
| Instrument | 15420 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2019 |
| Title Company | BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 23 W 42ND ST BAYONNE NJ 070023074, BAYONNE, NJ 07002-3074 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 31, 2018 |
| Property Address | 1040 WALLACE ST, GARY, IN 46404-1845 |
| Document Number | 0000007096 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 7096 |
| Transaction Type | Transfer |
| Record Updated | Apr 04, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1608 S ASHLAND AVE #54905 CHICAGO IL 606082013, 54905, CHICAGO, IL 60608-2013 |
Source: Lake County records · Assessment roll updated December 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $224,900 (+253.06%) Land $13,700 Building $211,200 | $224,900 (+253.06%) Land $13,700 Building $211,200 | |
| 2024 | $1,666.00 (+12.95%) | ||
| 2023 | $63,700 (+10.98%) Land $15,200 Building $48,500 | $63,700 (+10.98%) Land $15,200 Building $48,500 | |
| 2022 | $1,475.00 (-70.71%) | $57,400 Land $8,100 Building $49,300 | $57,400 Land $8,100 Building $49,300 |
| 2021 | $5,036.00 |
Source: FEMA National Flood Hazard Layer, Lake County (18089C), updated October 16, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180890110002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2008–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 482 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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