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1045 Ulmstead Cir, Arnold, MD 21012 Property Records

Anne Arundel County property record for 1045 Ulmstead Cir, Arnold, MD 21012 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,044 sqft · built 1973
Lot Size0.404 acres (17,600 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Nov 1997)
Tax Bill$5,245 (2024)
Deeds & MortgagesDec 2021 Mortgage
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03-876-09507600

Property Details

APN / Parcel Number

Primary APN03-876-09507600
Alternative APNs
  • 3-876-09507600
  • 87609507600

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,044 sqft Living Area
Gross Area2,620 sqft
1st Floor Area1,276 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area17,600 sqft (0.404 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number87609507600
Street Address1045 ULMSTEAD CIR
CityARNOLD
StateMD
Zip21012-1639
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 47 SC 2 PL 1 ULMSTEAD ESTATES
Legal SubdivisionULMSTEAD ESTATES
Legal Block2
Legal Lot Number47
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2017
Census Tract731107

Owner

Source: Anne Arundel County records · APN 03-876-09507600

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1045 ULMSTEAD CIR, ARNOLD, MD 21012-1639
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 03, 2017Quit Claim Deed, Transfer
ARUNDEL FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 05, 1997 · Amount on Record
Deed SaleNov 05, 1997 · Amount on Record
Prior SaleNov 05, 1997 · Amount on Record
Deed Document Number199712039
Deed Book / Page8138 / 481
Last Transfer DateApr 21, 2017
Transfer Doc0308930311
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1045 ULMSTEAD CIR, ARNOLD, MD 21012-1639
Transaction TypeMortgage
Record UpdatedSep 27, 2023
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0381110073
DateDec 22, 2021
Book Page38111/73
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term353 Months
DueMay 01, 2051

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANNE ARUNDEL MD
Recording DateMay 03, 2017
Property Address1045 ULMSTEAD CIR, ARNOLD, MD 21012-1639
Document Number0308930311
Book / Page030893 / 000311
Instrument DateApr 21, 2017
Transaction TypeTransfer
Record UpdatedJun 29, 2017
Title CompanyEAGLE TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1045 ULMSTEAD CIR ARNOLD MD 210121639, ARNOLD, MD 21012-1639

Mortgage

Document Number308930315
DateMay 03, 2017
Book Page030893/000315
Lender
NameARUNDEL FSB
TypeFederal Savings Bank
AddressGLEN BURNIE, MD 21061
Agreement
AmountAmount Recorded
Term360 Months
DueMay 02, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$565,233 (+5.87%)$621,500 (+15.71%) Land $337,600 Building $283,900
2024$5,245.00 (+12.92%)
2023$4,645.00 Homeowner's exemption$533,900$537,100 Land $307,600 Building $229,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037311072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Nearby Flood Policies18 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 278 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFiber980 / 880
Believe WirelessFixed Wireless (unlicensed)500 / 100
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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