1028 Ulmstead Cir, Arnold, MD 21012 Property Records

Anne Arundel County property record for 1028 Ulmstead Cir, Arnold, MD 21012

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,487 sqft · built 1971
Lot Size	0.503 acres (21,900 sqft)
Owner	2 Individual Names on File
Last Sale	$128,000 (Sep 1979)
Tax Bill	$8,360 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-876-11838420`

Property Details

APN / Parcel Number

Primary APN	`03-876-11838420`
Alternative APNs	`3-876-11838420` `87611838420`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,487 sqft Living Area
Gross Area	4,233 sqft
1st Floor Area	1,862 sqft
Basement Area	117 sqft
Finished Basement	117 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,900 sqft (0.503 acres)
Garage Type	Attached
Garage Area	634 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	323 sqft
Deck Area	335 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	87611838420
Street Address	1028 ULMSTEAD CIR
City	ARNOLD
State	MD
Zip	21012-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 27 SC 2 PL 1 ULMSTEAD ESTATES
Legal Subdivision	ULMSTEAD ESTATES
Legal Block	2
Legal Lot Number	27
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2018
Census Tract	731107

Owner

1028 Ulmstead Cir is owned and occupied by two individuals who acquired it in February 2022.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1028 ULMSTEAD CIR, ARNOLD, MD 21012-1639
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Mar 10, 2022	Intrafamily Transfer, Transfer
Sep 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Jun 5, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 1979 · Amount on File
Deed Sale	Sep 24, 1979 · Amount on File
Deed Book / Page	3244 / 481
Last Transfer Date	Feb 18, 2022
Transfer Doc	0384600400
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1028 ULMSTEAD CIR, ARNOLD, MD 21012-1639
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 ULMSTEAD CIR, ARNOLD, MD 21012-1639

Mortgage

Document Number	0402160074
Date	Feb 2, 2024
Book Page	40216/74

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Dec 6, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 10, 2022
Property Address	1028 ULMSTEAD CIR, ARNOLD, MD 21012-1639
Document Number	0384600400
Book / Page	38460 / 400
Map Reference	MB 33 FO 70
Instrument Date	Feb 18, 2022
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1650 HOMEWOOD RD, ANNAPOLIS, MD 21409-5520

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 24, 2021
Property Address	1028 ULMSTEAD CIR, ARNOLD, MD 21012-1639
Document Number	0376020227
Book / Page	37602 / 227
Map Reference	MB 33 FO 70
Instrument Date	Aug 20, 2021
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	CROWN TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1028 ULMSTEAD CIR, ARNOLD, MD 21012-1639

Mortgage

Document Number	0037602235
Date	Sep 24, 2021
Instrument	37602/235

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 5, 2020
Property Address	1028 ULMSTEAD CIR, ARNOLD, MD 21012-1639
Document Number	0346920262
Book / Page	034692 / 000262
Instrument Date	May 28, 2020
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1028 ULMSTEAD CIR ARNOLD MD 210121639, ARNOLD, MD 21012-1639

Tax Assessment & Valuation

The 2025 property tax bill for 1028 Ulmstead Cir was $8,360 with a homeowner's exemption, up 2% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$784,400 (+5.49%)	$825,200 (-) Land $346,400 Building $478,800
2025	$8,360.00 (+1.98%) Homeowner's exemption	$743,600	$825,200 Land $346,400 Building $478,800
2024	$8,198.00 (+33.41%)
2023	$6,145.00 Homeowner's exemption	$562,800	$566,300 Land $316,400 Building $249,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1028 Ulmstead Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1028 Ulmstead Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ulmstead Cir

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