1039 Ulmstead Cir, Arnold, MD 21012 Property Records

Anne Arundel County property record for 1039 Ulmstead Cir, Arnold, MD 21012

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,420 sqft · built 1973
Lot Size0.505 acres (22,000 sqft)
Owner2 Individual Names on File
Last Sale$592,000 (Sep 2011)
Tax Bill$6,984 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-876-31501620

Property Details

APN / Parcel Number

Primary APN03-876-31501620
Alternative APNs
  • 387631501620
  • 87631501620

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,420 sqft Living Area
Gross Area2,840 sqft
1st Floor Area1,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area22,000 sqft (0.505 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number87631501620
Street Address1039 ULMSTEAD CIR
CityARNOLD
StateMD
Zip21012-1639
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 46 SC 2 PL 1 ULMSTEAD ESTATES
Legal SubdivisionULMSTEAD ESTATES
Legal Block2
Legal Lot Number46
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2017
Census Tract731107

Owner

1039 Ulmstead Cir is owned and occupied by two individuals who bought it in September 2011.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address1039 ULMSTEAD CIR, ARNOLD, MD 21012-1639
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2011 · Amount on File
Deed SaleSep 28, 2011 · Amount on File
Prior SaleAug 13, 2008
Deed Book / Page23838 / 252
Transfer Doc0000016050
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1039 ULMSTEAD CIR, ARNOLD, MD 21012-1639
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBAY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1039 ULMSTEAD CIR, ARNOLD, MD 21012-1639

Mortgage

Document Number0355380400
DateNov 4, 2020
Book Page35538/400
Lender
NameNFM INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1039 Ulmstead Cir was $6,984 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$641,200$672,000 Land $346,500 Building $325,500
2025$6,984.00
2023$6,288.00 Homeowner's exemption$575,900$579,600 Land $316,500 Building $263,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1039 Ulmstead Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1039 Ulmstead Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ulmstead Cir

Nearby Streets

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