1045 Simcoe Ln, Charlotte, NC 28217 Property Records

Mecklenburg County property record for 1045 Simcoe Ln, Charlotte, NC 28217 · Last verified June 2023

Property Highlights

Property TypeVacant Land > Residential
Lot Size899 sqft (0.02 acres)
OccupancyOwner Occupied
Last Sale$387,500 (2023)
Tax Bill$916.00 (2023)

Owner

Source: Mecklenburg County records · APN 16902211

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1045 SIMCOE LN, CHARLOTTE, NC 28217-3710
OccupancyOwner Occupied
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2025Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Jun 02, 2023Special Warranty Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC
Dec 09, 2022Warranty Deed, Transfer
NVR SETTLEMENT SERVICES LAG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 02, 2023 · Amount on Record
Deed SaleJun 02, 2023 · Amount on Record
Prior SaleDec 09, 2022 · Amount on Record
Deed Doc Number2023052159
Deed Book / Page38166 / 274
Record RefreshedSep 20, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1045 SIMCOE LN, CHARLOTTE, NC 28217-3710
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036900
DateApr 21, 2025
Book Page39521/277
Instrument2025036900
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 02, 2023
Property Address1045 SIMCOE LN, CHARLOTTE, NC 28217-3710
Document Number0000052159
Book / Page38166 / 274
Map ReferenceMB 70 PG 265&266
Instrument DateJun 02, 2023
Instrument2023052159
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$775.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10710 SIKES PL STE 250, 250, CHARLOTTE, NC 28277-8182

Transferred To (Grantee/Buyer)

NameVerified Name
Address1045 SIMCOE LN, CHARLOTTE, NC 28217-3710

Mortgage

Document Number0000052160
DateJun 02, 2023
Instrument2023052160
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateDec 09, 2022
Property Address1045 SIMCOE LN, CHARLOTTE, NC 28217-3710
Document Number0000162687
Book / Page37820 / 533
Map ReferenceMB 70 PG 265
Instrument DateDec 07, 2022
Instrument2022162687
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyNVR SETTLEMENT SERVICES LAG

Transaction

AmountAmount Recorded
Tax$1,860.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address1905 WOODSTOCK RD STE 9250, 9250, ROSWELL, GA 30075-5640

Transferred To (Grantee/Buyer)

NameVerified Name
Address9920 KINCEY AVE STE 190, 190, HUNTERSVILLE, NC 28078-2428
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN16902211

Exterior

Lot Area899 sqft (0.02 acres)

Location & Zoning

Street Address1045 SIMCOE LN
CityCHARLOTTE
StateNC
Zip28217-3710
Property UsageResidential Property Usage
TypeVacant Land > Residential
Legal DescriptionL167 M70-265
Legal Lot Number167
JurisdictionMECKLENBURG NC
Minor Civil Division1, CHARLOTTE
Census Blockgroup3
Census Block3038
Census Tract3802

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