1045 Ridge Heights Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 1045 Ridge Heights Dr, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,491 sqft · built 1995
Lot Size	0.208 acres (9,060 sqft)
Owner	Company Name on Record
Last Sale	$590,000 (Dec 2012)
Tax Bill	$7,752 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`106-451-43-00`

Property Details

APN / Parcel Number

Primary APN	`106-451-43-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,491 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	9,060 sqft (0.208 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1045 RIDGE HEIGHTS DR
City	FALLBROOK
State	CA
Zip	92028-3672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 95 TR 012134
Legal Subdivision	FALLBROOK 4526
Legal Tract	012134
Legal Block	4
Legal Lot Number	95
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	4
Census Block	4004
Census Tract	18905

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1045 RIDGE HEIGHTS DR, FALLBROOK, CA 92028-3672
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2012 · Amount on Record
Deed Sale	Dec 28, 2012 · Amount on Record
Prior Sale	Jan 24, 2005 · Amount on Record
Deed Document Number	2012820585
Prior Transfer Date	Dec 11, 2012
Prior Transfer Doc	0000820587
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1045 RIDGE HEIGHTS DR, FALLBROOK, CA 92028-3672
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 RIDGE HEIGHTS DR, FALLBROOK, CA 92028-3672

Mortgage

Document Number	0000196187
Date	Mar 12, 2021
Instrument	2021-0196187

Lender

Name	RUEDY & STITES ADVERTISING COMPANY
Type	Mortgage Company
Address	DENVER, CO 80222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$741,059 (+2%) Land $304,336 Building $436,723
2025	$7,752.00 (+5.61%) Homeowner's exemption	$726,529 (+4.04%) Land $298,369 Building $428,160
2023	$7,340.00 (-0.03%) Homeowner's exemption	$698,319 Land $286,784 Building $411,535
2022	$7,342.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, Verizon.

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