1039 Ridge Heights Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 1039 Ridge Heights Dr, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,088 sqft · built 1990
Lot Size	0.204 acres (8,890 sqft)
Owner	2 Trust Names on File
Last Sale	$779,000 (Mar 2026)
Tax Bill	$3,748 (2025)
Deeds & Mortgages	Jun 2023 Transfer Mar 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`106-451-44-00`

Property Details

APN / Parcel Number

Primary APN	`106-451-44-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	2,088 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	8,890 sqft (0.204 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1039 RIDGE HEIGHTS DR
City	FALLBROOK
State	CA
Zip	92028-3672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 96 TR 012134
Legal Subdivision	4526
Legal Tract	012134
Legal Block	4
Legal Lot Number	96
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	4
Census Block	4004
Census Tract	18905

Owner

1039 Ridge Heights Dr is held in a trust since March 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1061 RIDGE HEIGHTS DR, FALLBROOK, CA 92028-3673
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Intrafamily Transfer, Transfer
Mar 23, 2023	Grant Deed, Transfer · Conventional Mortgage T I M E LENDING
Oct 18, 2021	Grant Deed, Transfer LAWYERS TITLE
Mar 18, 2019	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO
Mar 18, 2019	Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2026 · Amount on File
Deed Sale	Mar 16, 2026 · Amount on File
Prior Sale	Mar 23, 2023 · Amount on File
Deed Document Number	202671405
Prior Transfer Date	May 31, 2023
Prior Transfer Doc	0000143564
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 1, 2023
Property Address	1039 RIDGE HEIGHTS DR, FALLBROOK, CA 92028-3672
Document Number	0000143564
Map Reference	MAP 12134
Instrument Date	May 31, 2023
Instrument	2023-0143564
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1039 RIDGE HEIGHTS DR, FALLBROOK, CA 92028-3672

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 23, 2023
Property Address	1039 RIDGE HEIGHTS DR, FALLBROOK, CA 92028-3672
Document Number	0000074858
Map Reference	MAP 12134
Instrument Date	Mar 7, 2023
Instrument	2023-0074858
Transaction Type	Transfer
Record Updated	Mar 30, 2023
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1039 RIDGE HEIGHTS DR, FALLBROOK, CA 92028-3672

Mortgage

Document Number	0000074859
Date	Mar 23, 2023
Instrument	2023-0074859

Lender

Name	T I M E LENDING
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 18, 2021
Property Address	1039 RIDGE HEIGHTS DR, FALLBROOK, CA 92028-3672
Document Number	0000722955
Map Reference	MAP 12134
Instrument Date	Sep 24, 2021
Instrument	2021-0722955
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1039 RIDGE HEIGHTS DR, FALLBROOK, CA 92028-3672

March 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 18, 2019
Property Address	1039 RIDGE HEIGHTS DR, FALLBROOK, CA 92028-3672
Document Number	0000094362
Instrument Date	Mar 4, 2019
Instrument	94362
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2139 N RACE ST DENVER CO 802055637, DENVER, CO 80205-5637

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 18, 2019
Property Address	1039 RIDGE HEIGHTS DR, FALLBROOK, CA 92028-3672
Document Number	0000094363
Instrument Date	Feb 21, 2019
Instrument	94363
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Tax	$550.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1039 RIDGE HEIGHTS DR FALLBROOK CA 920283672, FALLBROOK, CA 92028-3672

Tax Assessment & Valuation

The 2025 property tax bill for 1039 Ridge Heights Dr was $3,748, up 2.5% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$360,593 (+2%) Land $104,571 Building $256,022
2025	$3,748.00 (+2.46%) Homeowner's exemption	$353,523 Land $102,521 Building $251,002
2024	$3,658.00 (-6.25%)
2023	$3,902.00 (+1.93%)	$365,775 Land $106,074 Building $259,701
2022	$3,828.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1039 Ridge Heights Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1039 Ridge Heights Dr is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, Verizon.

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