1023 Ridge Heights Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 1023 Ridge Heights Dr, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,317 sqft · built 1997
Lot Size	0.203 acres (8,850 sqft)
Owner	2 Company Names on Record
Last Sale	$880,000 (Jan 2025)
Tax Bill	$1,665 (2025)
Deeds & Mortgages	Dec 2021 Reverse Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`106-451-45-00`

Property Details

APN / Parcel Number

Primary APN	`106-451-45-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,317 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	8,850 sqft (0.203 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1023 RIDGE HEIGHTS DR
City	FALLBROOK
State	CA
Zip	92028-3672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 97 TR 012134
Legal Subdivision	SAN DIEGO 4526
Legal Tract	012134
Legal Block	4
Legal Lot Number	97
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	4
Census Block	4004
Census Tract	18905

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1023 RIDGE HEIGHTS DR, FALLBROOK, CA 92028-3672
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
May 13, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Jun 3, 2020	Correction Deed · Reverse Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2025 · Amount on Record
Deed Sale	Jan 14, 2025 · Amount on Record
Prior Sale	Aug 22, 2002 · Amount on Record
Deed Document Number	202510021
Prior Transfer Date	Oct 25, 2021
Prior Transfer Doc	0000817951
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 1, 2021
Property Address	1023 RIDGE HEIGHTS DR, FALLBROOK, CA 92028-3672
Document Number	0000817951
Map Reference	MAP 12134
Instrument Date	Oct 25, 2021
Instrument	2021-0817951
Transaction Type	Transfer
Record Updated	Dec 9, 2021
Title Company	NOT AVAILABLE, FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1023 RIDGE HEIGHTS DR, FALLBROOK, CA 92028-3672

Mortgage

Document Number	0000817952
Date	Dec 1, 2021
Instrument	2021-0817952

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1.98%
Type Change Date	Dec 1, 2021
Change Frequency	Annually
Index	1-Year CMT

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1023 RIDGE HEIGHTS DR, FALLBROOK, CA 92028-3672
Document Number	0000283752
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	FNC TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1023 RIDGE HEIGHTS DR FALLBROOK CA 920283672, FALLBROOK, CA 92028-3672

Mortgage

Document Number	0000283752
Date	Jun 3, 2020
Instrument	283752

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.89%

June 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 3, 2020
Property Address	1023 RIDGE HEIGHTS DR, FALLBROOK, CA 92028-3672
Document Number	0000283751
Map Reference	MAP 12134
Instrument Date	May 13, 2020
Instrument	2020-0283751
Record Updated	Aug 24, 2021
Title Company	FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1023 RIDGE HEIGHTS DR, FALLBROOK, CA 92028-3672

Mortgage

Document Number	0000283753
Date	Jun 3, 2020
Instrument	2020-0283753

Lender

Name	USDA
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.89%
Type Change Date	Jun 1, 2021
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$897,600 (+463.28%) Land $561,000 Building $336,600
2025	$1,665.00 (+5.18%) Homeowner's exemption	$159,352 (+4.04%) Land $24,454 Building $134,898
2023	$1,583.00 (+0.06%) Homeowner's exemption	$153,165 Land $23,505 Building $129,660
2022	$1,582.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, Verizon.

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