1045 Jd Cir, Berea, KY 40403 Property Records

Madison County property record for 1045 Jd Cir, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,468 sqft
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Aug 2022)
Tax Bill	$1,650 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0073-0005-0057`

Property Details

APN / Parcel Number

Primary APN	`0073-0005-0057`
Alternative APNs	`105244` `142568` `72743`

Interior

Stories	1 Story
Building Area	1,468 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	72743
Street Address	1045 JD CIR
City	BEREA
State	KY
Zip	40403-9131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUSH BOTTOM ESTS LOT 57
Legal Subdivision	BUSH BOTTOM
Legal Phase	1
Legal Lot Number	57
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3003
Census Tract	11101

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1045 JD CIR, BEREA, KY 40403-9131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed, Transfer · Conventional Mortgage US BANK NA
Aug 16, 2022	Intrafamily Transfer, Transfer
Dec 23, 2020	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	Dec 23, 2020 · Amount on Record
Deed Document Number	202214106688
Deed Book / Page	827 / 733
Prior Transfer Date	Jun 29, 2022
Prior Transfer Doc	00D827/730
Record Updated	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 16, 2022
Property Address	1045 JD CIR, BEREA, KY 40403-9131
Document Number	00D827/733
Book / Page	D827 / 733
Map Reference	CAB 13 SL 194
Instrument Date	Aug 12, 2022
Instrument	2014106688
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1299 BUILDING FORK RD, ELKHORN CITY, KY 41522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 JD CIR, BEREA, KY 40403-9131

Mortgage

Document Number	2014106693
Date	Aug 16, 2022
Instrument	2014106693

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2042

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Aug 16, 2022
Property Address	1045 JD CIR, BEREA, KY 40403-9131
Document Number	00D827/730
Book / Page	D827 / 730
Map Reference	CAB 13 SL 194
Instrument Date	Jun 29, 2022
Instrument	2014106684
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10618 CARL ST, HUNTLEY, IL 60142-7129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 JD CIR, BEREA, KY 40403-9131

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Dec 23, 2020
Property Address	1045 JD CIR, BEREA, KY 40403-9131
Document Number	D00798/764
Book / Page	D00798 / 764
Map Reference	CAB 13 SL 194
Instrument Date	Dec 17, 2020
Instrument	2014026410
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	369 REVERE RD, TUSCALOOSA, AL 35405-8756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 JD CIR, BEREA, KY 40403-9131

Mortgage

Document Number	2014026411
Date	Dec 23, 2020
Instrument	2014026411

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,650.00 (-2.77%)	$175,000 (-)	$175,000 (-)
2023	$1,697.00	$175,000	$175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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