1044 Jd Cir, Berea, KY 40403 Property Records

Madison County property record for 1044 Jd Cir, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,472 sqft
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on Record
Last Sale	$135,500 (May 2022)
Tax Bill	$1,678 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0073-0005-0012`

Property Details

APN / Parcel Number

Primary APN	`0073-0005-0012`
Alternative APNs	`120367` `83371` `49842`

Interior

Stories	1 Story
Building Area	1,472 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	49842
Street Address	1044 JD CIR
City	BEREA
State	KY
Zip	40403-9131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUSH BOTTOM ESTS LOT 12
Legal Subdivision	BUSH BOTTOM
Legal Lot Number	12
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3002
Census Tract	11101

Owner

Source: Madison County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1044 JD CIR, BEREA, KY 40403-9131
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
May 10, 2022	Intrafamily Transfer, Transfer
Mar 5, 2018	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2022 · Amount on Record
Deed Sale	May 10, 2022 · Amount on Record
Prior Sale	Mar 5, 2018 · Amount on Record
Deed Document Number	202214091243
Deed Book / Page	823 / 65
Prior Transfer Date	Apr 29, 2022
Prior Transfer Doc	000D823/65
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1044 JD CIR, BEREA, KY 40403-9131
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	BRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 JD CIR, BEREA, KY 40403-9131

Mortgage

Document Number	0M2439/179
Date	Jan 15, 2026
Book Page	M2439/179
Instrument	2014312003

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 25, 2055

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1044 JD CIR, BEREA, KY 40403-9131
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2077/613
Date	Aug 2, 2021
Book Page	M2077/613
Instrument	2014046393

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	May 10, 2022
Property Address	1044 JD CIR, BEREA, KY 40403-9131
Document Number	000D823/65
Book / Page	D823 / 65
Map Reference	CAB 13 SL 194
Instrument Date	Apr 29, 2022
Instrument	2014091243
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 JD CIR, BEREA, KY 40403-9131

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Mar 5, 2018
Property Address	1044 JD CIR, BEREA, KY 40403-9131
Document Number	D00756/412
Book / Page	D00756 / 412
Map Reference	CAB13 SL194
Instrument Date	Feb 23, 2018
Instrument	2013972408
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1044 JD CIR, BEREA, KY 40403-9131

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1044 JD CIR, BEREA, KY 40403-9131

Mortgage

Document Number	2013972409
Date	Mar 5, 2018
Instrument	2013972409

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,678.00 (+13.07%)	$178,000 (+16.34%)	$178,000 (+16.34%)
2023	$1,484.00	$153,000	$153,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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