1041 Jd Cir, Berea, KY 40403 Property Records

Madison County property record for 1041 Jd Cir, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,758 sqft
Owner	Individual Name on File
Last Sale	$272,000 (Aug 2024)
Tax Bill	$2,564 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`0073-0005-0058`

Property Details

APN / Parcel Number

Primary APN	`0073-0005-0058`
Alternative APNs	`135406` `98179` `43286`

Interior

Stories	2 Stories
Building Area	1,758 sqft Living Area

Exterior

Exterior Material	Brick
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	43286
Street Address	1041 JD CIR
City	BEREA
State	KY
Zip	40403-9131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUSH BOTTOM ESTS LOT 58
Legal Subdivision	BUSH BOTTOM
Legal Block	1
Legal Lot Number	58
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3003
Census Tract	11101

Owner

Source: Madison County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1041 JD CIR, BEREA, KY 40403-9131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP
May 17, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 16, 2024 · Amount on Record
Deed Sale	Aug 16, 2024 · Amount on Record
Prior Sale	Aug 29, 2022 · Amount on Record
Deed Document Number	2014217642
Deed Book / Page	D856 / 270
Record Updated	Jun 8, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 29, 2022
Property Address	1041 JD CIR, BEREA, KY 40403-9131
Document Number	00D828/416
Book / Page	D828 / 416
Map Reference	MB 13 PG 194
Instrument Date	Aug 15, 2022
Instrument	2014109355
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	370 HARRISON KING LN APT 4, 370, BEREA, KY 40403-9490

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1041 JD CIR, BEREA, KY 40403-9131

Mortgage

Document Number	2014109356
Date	Aug 29, 2022
Instrument	2014109356

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 17, 2022
Property Address	1041 JD CIR, BEREA, KY 40403-9131
Document Number	00D823/335
Book / Page	D823 / 335
Map Reference	MB 13 PG 194
Instrument Date	Mar 18, 2022
Instrument	2014092265
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	370 HARRISON KING LN, BEREA, KY 40403-9490

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,564.00 (+3.68%) Additional exemption filed	$272,000 (+6.67%)	$272,000 (+6.67%)
2023	$2,473.00	$255,000	$255,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Uniti Group.

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