Montgomery County property record for 1045 Eldorado Ave, Dayton, OH 45419
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,020 sqft · built 1949 |
| Lot Size | 0.123 acres (5,401 sqft) |
| Owner | Company Name on File |
| Last Sale | $38,200 (Nov 2016) |
| Tax Bill | $2,791 (2024) |
| Deeds & Mortgages | May 2021 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | N64 00802 0027 |
| Primary APN | N64 00802 0027 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,020 sqft Living Area |
| 1st Floor Area | 1,020 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 5,401 sqft (0.123 acres) |
| Lot Dimensions | 135 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1045 ELDORADO AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45419-2415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 246 OAKWOOD EXT |
| Legal Subdivision | OAKWOOD EXT |
| Legal Lot Number | 27 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 21000 |
1045 Eldorado Ave is owned by a company that bought it in November 2016.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 518 GRANTS TRL, DAYTON, OH 45459-3120 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2016 · Amount on File |
| Deed Sale | Nov 21, 2016 · Amount on File |
| Prior Sale | Nov 21, 2016 |
| Deed Document Number | 2016-00065369 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1045 ELDORADO AVE, DAYTON, OH 45419-2415 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000033135 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 2021-00033135 |
| Name | RIVER VALLEY CU INC |
|---|---|
| Type | Credit Union |
| Address | MIAMISBURG, OH 45342 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2041 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $42,690 Land $8,390 Building $34,300 | ||
| 2024 | $2,791.00 (+2.65%) | ||
| 2023 | $2,719.00 (+27%) | $42,690 (+61.03%) Land $8,390 Building $34,300 | $121,980 Land $23,980 Building $98,000 |
| 2022 | $2,141.00 | $26,510 Land $5,210 Building $21,300 | |
| 2020 | $75,760 Land $14,890 Building $60,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1045 Eldorado Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 14 (1980–2026) |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1045 Eldorado Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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