Montgomery County property record for 1036 Eldorado Ave, Dayton, OH 45419
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 962 sqft · built 1943 |
| Lot Size | 0.096 acres (4,199 sqft) |
| Owner | Individual Name on File |
| Last Sale | $107,000 (Dec 2018) |
| Tax Bill | $3,488 (2024) |
| Deeds & Mortgages | May 2022 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 00802 0048 |
| Primary APN | N64 00802 0048 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 962 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Year Built | Built 1943 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 4,199 sqft (0.096 acres) |
| Lot Dimensions | 120 ft deep x 35 ft wide |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1036 ELDORADO AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45419-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 335 OAKWOOD EXT |
| Legal Subdivision | OAKWOOD EXT |
| Legal Lot Number | 48 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 21000 |
1036 Eldorado Ave is owned and occupied by an individual who bought it in December 2018.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1036 ELDORADO AVE, DAYTON, OH 45419-2414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2022 | Deed of Trust, Mortgage · VA Mortgage POLARIS HOME FUNDING CORP |
| Dec 12, 2018 | Warranty Deed, Transfer · VA Mortgage POLARIS HM FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2018 · Amount on File |
| Deed Sale | Dec 12, 2018 · Amount on File |
| Prior Sale | Dec 22, 2009 · Amount on File |
| Deed Document Number | 2018-00072239 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1036 ELDORADO AVE, DAYTON, OH 45419-2414 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1036 ELDORADO AVE, KETTERING, OH 45419-2414 |
| Document Number | 0000030090 |
|---|---|
| Date | May 5, 2022 |
| Instrument | 2022-00030090 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | GRANDVILLE, MI 49418 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Dec 12, 2018 |
| Property Address | 1036 ELDORADO AVE, DAYTON, OH 45419-2414 |
| Document Number | 0000072239 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 72239 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2019 |
| Title Company | PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $321.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1036 ELDORADO AVE KETTERING OH 454192414, KETTERING, OH 45419-2414 |
| Document Number | 72240 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | 72240 |
| Name | POLARIS HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | GRANDVILLE, MI 49418 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 11, 2048 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $53,470 Land $7,410 Building $46,060 | ||
| 2024 | $3,488.00 (+2.68%) | ||
| 2023 | $3,397.00 (+27.09%) | $53,470 (+61.01%) Land $7,410 Building $46,060 | $152,760 Land $21,160 Building $131,600 |
| 2022 | $2,673.00 | $33,210 Land $4,600 Building $28,610 | |
| 2020 | $94,880 Land $13,140 Building $81,740 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1036 Eldorado Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 14 (1980–2026) |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1036 Eldorado Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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