Montgomery County property record for 1040 Eldorado Ave, Dayton, OH 45419
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 697 sqft · built 1941 |
| Lot Size | 0.096 acres (4,199 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $100 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer Mar 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 00802 0049 |
| Primary APN | N64 00802 0049 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 697 sqft Living Area |
| 1st Floor Area | 581 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,199 sqft (0.096 acres) |
| Lot Dimensions | 120 ft deep x 35 ft wide |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 42 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1040 ELDORADO AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45419-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 334 OAKWOOD EXT |
| Legal Subdivision | OAKWOOD EXT |
| Legal Lot Number | 49 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 21000 |
1040 Eldorado Ave is owned and occupied by two individuals who acquired it in March 2022.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1040 ELDORADO AVE, DAYTON, OH 45419-2414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Mar 21, 2022 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2022 |
| Deed Sale | Mar 18, 2022 |
| Deed Document Number | 2022-00018917 |
| Record Updated | Jun 8, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Mar 18, 2022 |
| Property Address | 1040 ELDORADO AVE, DAYTON, OH 45419-2414 |
| Document Number | 0000018917 |
| Map Reference | MB M PG 8&9 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 2022-00018917 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 ELDORADO AVE, DAYTON, OH 45419-2414 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Mar 21, 2022 |
| Property Address | 1040 ELDORADO AVE, DAYTON, OH 45419-2414 |
| Document Number | 0000019553 |
| Map Reference | MB M PG 8&9 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 2022-00019553 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 ELDORADO AVE, DAYTON, OH 45419-2414 |
The 2025 property tax bill for 1040 Eldorado Ave was $100.
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $100.00 | $20,890 Land $7,410 Building $13,480 | |
| 2023 | $1,318.00 (+147.74%) | $20,890 (+61.06%) Land $7,410 Building $13,480 | $59,660 Land $21,160 Building $38,500 |
| 2022 | $532.00 | $12,970 Land $4,600 Building $8,370 | |
| 2020 | $37,050 Land $13,140 Building $23,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1040 Eldorado Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 14 (1980–2026) |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1040 Eldorado Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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