Ottawa County property record for 1045 E 12th St, Holland, MI 49423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,430 sqft · built 1986 |
| Lot Size | 0.517 acres (22,521 sqft) |
| Owner | Trust Name on File |
| Last Sale | $33,800 (Jan 2003) |
| Tax Bill | $4,709 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jun 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-16-27-407-031 |
| Primary APN | 70-16-27-407-031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,430 sqft Living Area |
| 1st Floor Area | 1,233 sqft |
| Basement Area | 1,233 sqft |
| Unfinished Basement | 1,212 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 22,521 sqft (0.517 acres) |
| Lot Dimensions | 125 ft deep x 180 ft wide |
| Garage Area | 1,044 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1045 E 12TH ST |
|---|---|
| City | HOLLAND |
| State | MI |
| Zip | 49423-7467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | PART OF NW 1/4 OF SE 1/4 COM S 89D 48M E 160 FT FROM NE COR OF LOT 28 PRINCETON ESTATES SUB, TH S 89D 48M E 180 FT, S 0D 35M W 125 FT, TH N 89D 48M W 180 FT ALG N LI OF 12TH ST, TH N 0D 35M E 125 FT TO BEG SEC 27 T5N R15W 11/01 FROM 70-16-27-407-026, |
| Legal Range | 15W |
| Legal Township | 05N |
| Legal Section | 27 |
| Legal Subdivision | PRINCETON ESTATES SUB |
| Legal Block | 407 |
| Legal Lot Number | 28 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | HOLLAND |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 25200 |
1045 E 12th St is owner-occupied and held in a trust since October 2013.
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1045 E 12TH ST, HOLLAND, MI 49423-7467 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 12, 2023 | Deed of Trust, Mortgage · Line of Credit MACATAWA BANK |
| Jun 15, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2003 · Amount on File |
| Deed Sale | Jan 24, 2003 · Amount on File |
| Deed Book / Page | 3834 / 518 |
| Last Transfer Date | Oct 1, 2013 |
| Transfer Doc | 20130050251 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 1045 E 12TH ST, HOLLAND, MI 49423-7467 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1045 E 12TH ST, HOLLAND, MI 49423-7467 |
| Document Number | 20230014291 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 2023-0014291 |
| Name | MACATAWA BANK |
|---|---|
| Type | Bank |
| Address | HOLLAND, MI 49424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Jun 15, 2023 |
| Property Address | 1045 E 12TH ST, HOLLAND, MI 49423-7467 |
| Document Number | 20230014612 |
| Instrument Date | Jun 13, 2023 |
| Instrument | 2023-0014612 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4595 BROADMOOR AVE SE STE 295, 295, GRAND RAPIDS, MI 49512-5463 |
The 2025 property tax bill for 1045 E 12th St was $4,709 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Holland City |
| Unified School District | Holland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,000 (+6.74%) | $548,000 (+6.74%) | |
| 2025 | $4,709.00 Homeowner's exemption | $256,700 | $513,400 |
| 2023 | $203,300 | $406,600 | |
| 2022 | $4,064.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1045 E 12th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1045 E 12th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195 |
|---|---|
| Water Source | Purchased surface water from WYOMING |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Holland City Fiber Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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