1040 E 12th St, Holland, MI 49423 Property Records

Ottawa County property record for 1040 E 12th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,054 sqft · built 1986
Lot Size	0.242 acres (10,542 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jun 2017)
Tax Bill	$3,578 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-16-27-471-009`

Property Details

APN / Parcel Number

Primary APN	`70-16-27-471-009`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,054 sqft Living Area
1st Floor Area	1,010 sqft
Basement Area	972 sqft
Unfinished Basement	972 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	132 ft deep x 80 ft wide
Garage Area	502 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1040 E 12TH ST
City	HOLLAND
State	MI
Zip	49423-3844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 20 STRATFORD COMMONS NO2 SEC 27 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	27
Legal Subdivision	STRATFORD COMMONS #2
Legal Block	471
Legal Lot Number	20
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	4
Census Block	4000
Census Tract	25200

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1040 E 12TH ST, HOLLAND, MI 49423-3844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2017 · Amount on Record
Deed Sale	Jun 21, 2017 · Amount on Record
Prior Sale	Jan 8, 2013 · Amount on Record
Deed Document Number	201722298
Prior Transfer Date	Apr 28, 2000
Prior Transfer Doc	2827000944
Record Updated	Oct 29, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 21, 2017
Property Address	1040 E 12TH ST, HOLLAND, MI 49423-3844
Document Number	20170022298
Map Reference	LB24 PG21
Instrument Date	Jun 19, 2017
Instrument	2017-0022298
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PREMIER LAKESHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1040 E 12TH ST, 1040, HOLLAND, MI 49423-3844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13726 HIDDEN ACRES DR, HOLLAND, MI 49424-8105

Mortgage

Document Number	20170022299
Date	Jun 21, 2017
Instrument	2017-0022299

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,400 (+5.63%)	$292,800 (+5.63%)
2025	$3,578.00 (+15.87%) Homeowner's exemption	$138,600 (+12.77%)	$277,200 (+12.77%)
2023		$122,900	$245,800
2022	$3,088.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195
Water Source	Purchased surface water from WYOMING
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20