1016 E 12th St, Holland, MI 49423 Property Records

Ottawa County property record for 1016 E 12th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 897 sqft · built 1986
Lot Size	0.273 acres (11,892 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Nov 2025)
Tax Bill	$2,970 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-16-27-471-001`

Property Details

APN / Parcel Number

Primary APN	`70-16-27-471-001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	897 sqft Living Area
1st Floor Area	897 sqft
Basement Area	897 sqft
Unfinished Basement	897 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	11,892 sqft (0.273 acres)
Lot Dimensions	132 ft deep x 90 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1016 E 12TH ST
City	HOLLAND
State	MI
Zip	49423-3844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 17 STRATFORD COMMONS SEC 27 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	27
Legal Subdivision	STRATFORD COMMONS
Legal Block	471
Legal Lot Number	17
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	4
Census Block	4000
Census Tract	25200

Owner

1016 E 12th St is owned and occupied by an individual who bought it in November 2025.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1016 E 12TH ST, HOLLAND, MI 49423-3844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2025 · Amount on File
Deed Sale	Nov 17, 2025 · Amount on File
Prior Sale	Dec 31, 2014 · Amount on File
Deed Document Number	202532492
Prior Transfer Date	Jan 9, 2014
Prior Transfer Doc	20140001562
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Nov 17, 2025
Property Address	1016 E 12TH ST, HOLLAND, MI 49423-3844
Document Number	20250032492
Map Reference	LB 23 PG 60
Instrument Date	Nov 6, 2025
Instrument	2025-0032492
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	UNKNOWN, LAKESHORE TTL GROUP HOLLAND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,887.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1016 E 12TH ST, HOLLAND, MI 49423-3844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 E 12TH ST, HOLLAND, MI 49423-3844

Mortgage

Document Number	20250032493
Date	Nov 17, 2025
Instrument	2025-0032493

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1016 E 12th St was $2,970 with a homeowner's exemption, up 2.9% from the year before.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,300 (+7.6%)	$260,600 (+7.6%)
2025	$2,970.00 (+2.91%) Homeowner's exemption	$121,100	$242,200
2024	$2,886.00
2023		$104,700	$209,400
2022	$2,484.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1016 E 12th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1016 E 12th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195
Water Source	Purchased surface water from WYOMING
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20