Flathead County property record for 1045 4th St, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,796 sqft · built 1949 |
| Lot Size | 0.298 acres (12,981 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,680 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R0781580 |
| Primary APN | R0781580 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,796 sqft Living Area |
| 1st Floor Area | 1,796 sqft |
| Basement Area | 1,040 sqft |
| Finished Basement | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,981 sqft (0.298 acres) |
| Garage Type | Mixed |
| Garage Area | 224 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 28 sqft |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000775830 |
|---|---|
| Street Address | 1045 E 4TH ST |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-2709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | MCKEENS ADD, S31, T31 N, R21 W, BLOCK 004, LOT 006, LTS 6 & 7 BLK 4 |
| Legal Range | 21W |
| Legal Township | 31N |
| Legal Section | 31 |
| Legal Subdivision | MCKEENS ADD |
| Legal Block | 4 |
| Legal Lot Number | 6,7 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 404 |
1045 4th St, a single family home, is held in a trust.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1045 E 4TH ST, WHITEFISH, MT 59937-2709 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1045 4th St was $2,680.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Whitefish City |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,680.00 | $847,100 | |
| 2025 | $847,100 Land $337,050 Building $510,050 | ||
| 2023 | $3,908.00 | $569,100 | $569,100 Land $225,700 Building $343,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1045 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1045 4th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 88% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: MontanaSky Networks, T-Mobile, Vero Fiber.
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