1040 4th St, Whitefish, MT 59937 Property Records

Flathead County property record for 1040 4th St, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 984 sqft · built 1958
Lot Size	0.149 acres (6,490 sqft)
Owner	Company Name on Record
Tax Bill	$6,182 (2026)
Deeds & Mortgages	May 2018 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0755428`

Property Details

APN / Parcel Number

Primary APN	`R0755428`
Alternative APNs	`07-4293-31-1-10-15-0000` `0000130950`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft
Basement Area	984 sqft
Finished Basement	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,490 sqft (0.149 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000130950
Street Address	1040 E 4TH ST
City	WHITEFISH
State	MT
Zip	59937-2710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	MCKEENS ADD, S31, T31 N, R21 W, BLOCK 7, LOT 8, ASSR #0000130950
Legal Range	21W
Legal Township	31N
Legal Section	31
Legal Subdivision	MCKEENS ADD
Legal Block	7
Legal Lot Number	8
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	2
Census Block	2028
Census Tract	404

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	25562 ROCKY BEACH LN, DANA POINT, CA 92629-1506
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 11, 2018	Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK
Jun 10, 2020	Quit Claim Deed, Transfer · Conventional Mortgage FIRST INTERSTATE BANK
Jul 2, 2019	Quit Claim Deed, Transfer Quitclaim
May 31, 2019	Warranty Deed, Transfer · ARM WHITEFISH CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2024
Deed Sale	May 29, 2024
Prior Sale	Jun 10, 2020 · Amount on Record
Deed Document Number	20248824
Prior Transfer Date	May 7, 2024
Prior Transfer Doc	0000008824
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1040 4TH ST, WHITEFISH, MT 59937-2710
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800009274
Date	May 11, 2018
Instrument	201800009274

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 10, 2020
Property Address	1040 4TH ST, WHITEFISH, MT 59937-2710
Document Number	202000015315
Instrument Date	Jun 8, 2020
Instrument	202000015315
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25562 ROCKY BEACH LN, DANA POINT, CA 92629-1506

Mortgage

Document Number	202000015316
Date	Jun 10, 2020
Instrument	202000015316

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 2, 2019
Property Address	1040 4TH ST, WHITEFISH, MT 59937-2710
Document Number	201900013553
Instrument Date	Jun 20, 2019
Instrument	201900013553
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	May 31, 2019
Property Address	1040 4TH ST, WHITEFISH, MT 59937-2710
Document Number	201900010477
Instrument Date	May 29, 2019
Instrument	201900010477
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	562 ROCKY BEACH LANE, DANA POINT, CA 92629

Mortgage

Document Number	201900010478
Date	May 31, 2019
Instrument	201900010478

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	4.65%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	4.65%
Max Rate At Change	6.65%
Max Rate	6.65%

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,182.00 (+93.55%)	$884,300 (-)
2025	$3,194.00 (-28.55%)	$884,300 (+35.86%)	$884,300 (+35.86%) Land $331,525 Building $552,775
2023	$4,470.00	$650,900	$650,900 Land $206,850 Building $444,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 88% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: MontanaSky Networks, T-Mobile, Vero Fiber.

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