1314 4th St, Whitefish, MT 59937 Property Records

Flathead County property record for 1314 4th St, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,525 sqft · built 1964
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$698,300 (Jul 2020)
Tax Bill	$3,446 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0760644`

Property Details

APN / Parcel Number

Primary APN	`R0760644`
Alternative APNs	`07-4293-32-2-08-03-0000` `0000278800`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,525 sqft Living Area
1st Floor Area	2,525 sqft
Basement Area	1,908 sqft
Finished Basement	1,908 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	145 ft deep x 75 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	426 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000278800
Street Address	1314 E 4TH ST
City	WHITEFISH
State	MT
Zip	59937-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	SHAREVIEW ADD, S32, T31 N, R21 W, BLOCK 002, LOT 015, ASSR #0000278800
Legal Range	21W
Legal Township	31N
Legal Section	32
Legal Subdivision	SHAREVIEW ADD
Legal Block	2
Legal Lot Number	15
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	2
Census Block	2033
Census Tract	404

Owner

1314 4th St is owned and occupied by two individuals who bought it in July 2020.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1314 E 4TH ST, WHITEFISH, MT 59937-2630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Jul 29, 2020	Warranty Deed, Transfer · Conventional Mortgage GLACIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2020 · Amount on File
Deed Sale	Jul 29, 2020 · Amount on File
Prior Sale	Aug 19, 2016
Deed Document Number	202021234
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1314 4TH ST, WHITEFISH, MT 59937-2630
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100033366
Date	Sep 16, 2021
Instrument	202100033366

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 29, 2020
Property Address	1314 4TH ST, WHITEFISH, MT 59937-2630
Document Number	202000021234
Instrument Date	Jul 24, 2020
Instrument	202000021234
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	284 FLATHEAD AVE, WHITEFISH, MT 59937-2671

Mortgage

Document Number	202000021235
Date	Jul 29, 2020
Instrument	202000021235

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.37%
Index	1-Year CMT
Margin	3
Max Rate	9.37%

Tax Assessment & Valuation

The 2026 property tax bill for 1314 4th St was $3,446.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,446.00	$1,040,884
2025			$1,040,884 Land $335,244 Building $705,640
2023	$5,318.00	$774,400	$774,400 Land $219,538 Building $554,862

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1314 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1314 4th St is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 81% of Montana
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: MontanaSky Networks, T-Mobile, Vero Fiber.

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