Pasco County property record for 10441 Garda Dr, Trinity, FL 34655 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 4 Baths |
| Year Built | Built 2006 |
| Square Footage | 3,545 sqft Living Area |
| Lot Size | 9,600 sqft (0.22 acres) |
| Garage | 570 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $830,000 (2025) |
| Tax Bill | $9,532.00 (2025) |
| Primary APN | 31-26-17-0130-00000-4120 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Building Area | 3,545 sqft Living Area |
| Gross Area | 4,423 sqft Gross Area |
| 1st Floor | 2,909 sqft 1st Floor |
| Upper Floors | 636 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco Exterior |
| Roof Construction | Gable Roof Construction |
| Lot Area | 9,600 sqft (0.22 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 570 sqft Garage |
| Pool Area | 360 sqft Pool |
|---|---|
| Patio Area | 1,380 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 308 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 1376001 |
|---|---|
| Street Address | 10441 GARDA DR |
| City | TRINITY |
| State | FL |
| Zip | 34655-7079 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CIELO AT THE CHAMPIONS CLUB PB 46 PG 021 LOT 412 |
| Legal Range | 17E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | CIELO AT THE CHAMPIONS CLUB |
| Legal Tract | 130 |
| Legal Lot Number | 412 |
| Jurisdiction | PASCO FL |
| Minor Civil Division | NEW PORT RICHEY |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 31601 |
Source: Pasco County records · APN 31-26-17-0130-00000-4120
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 10441 GARDA DR, TRINITY, FL 34655-7079 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Sep 06, 2019 | Special Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) FIFTH THIRD BANK |
| Sep 13, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 26, 2025 · Amount on Record |
| Deed Sale | Jun 26, 2025 · Amount on Record |
| Prior Sale | Sep 06, 2019 · Amount on Record |
| Deed Doc Number | 2025124237 |
| Deed Book / Page | 11237 / 245 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 10441 GARDA DR, TRINITY, FL 34655-7079 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0101440757 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 10144/757 |
| Instrument | 2020119784 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2035 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Sep 06, 2019 |
| Property Address | 10441 GARDA DR, TRINITY, FL 34655-7079 |
| Document Number | 0099691233 |
| Book / Page | 9969 / 1233 |
| Map Reference | MB 46 PG 21-24 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 2019152320 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | REO TITLE COMPANY OF FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,290.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 10441 GARDA DR, TRINITY, FL 34655-7079 |
| Document Number | 99691235 |
|---|---|
| Date | Sep 06, 2019 |
| Instrument | 9969/1235 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Sep 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.37% |
| Max Rate At Change | 6.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Sep 13, 2018 |
| Property Address | 10441 GARDA DR, TRINITY, FL 34655-7079 |
| Document Number | 0097863036 |
| Book / Page | 009786 / 003036 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 154671 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 24, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,450.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
Source: Pasco County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,532.00 (+5.76%) Homeowner's exemption | $573,400 (+5.99%) Land $120,672 Building $452,728 | $754,609 (-1.31%) Land $120,672 Building $633,937 |
| 2023 | $9,013.00 (+10.53%) Additional exemption filed | $541,010 (+3%) Land $104,928 Building $436,082 | $764,657 (+18.57%) Land $104,928 Building $659,729 |
| 2022 | $8,154.00 Homeowner's exemption | $525,260 Land $91,200 Building $434,060 | $644,873 Land $91,200 Building $553,673 |
Source: FEMA National Flood Hazard Layer, Pasco County (12101C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 36% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,351 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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