Pasco County property record for 10440 Garda Dr, Trinity, FL 34655 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 4 Baths |
| Year Built | Built 2004 |
| Square Footage | 3,807 sqft Living Area |
| Lot Size | 12,198 sqft (0.28 acres) |
| Garage | 720 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $562,500 (2015) |
| Tax Bill | $9,341.00 (2025) |
| Primary APN | 31-26-17-0130-00000-4420 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Building Area | 3,807 sqft Living Area |
| Gross Area | 4,793 sqft Gross Area |
| 1st Floor | 2,910 sqft 1st Floor |
| Upper Floors | 897 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Stucco Exterior |
| Roof Construction | Gable Roof Construction |
| Lot Area | 12,198 sqft (0.28 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 720 sqft Garage |
| Pool Area | 420 sqft Pool |
|---|---|
| Patio Area | 2,166 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 266 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 1376205 |
|---|---|
| Street Address | 10440 GARDA DR |
| City | TRINITY |
| State | FL |
| Zip | 34655-7047 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CIELO AT THE CHAMPIONS CLUB PB 46 PG 021 LOT 442 OR 9247 PG 349 |
| Legal Range | 17E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | CIELO AT THE CHAMPIONS CLUB |
| Legal Tract | 130 |
| Legal Lot Number | 442 |
| Jurisdiction | PASCO FL |
| Minor Civil Division | NEW PORT RICHEY |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 31601 |
Source: Pasco County records · APN 31-26-17-0130-00000-4420
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10440 GARDA DR, TRINITY, FL 34655-7047 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| Feb 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Jul 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 25, 2015 · Amount on Record |
| Deed Sale | Aug 25, 2015 · Amount on Record |
| Prior Sale | Apr 11, 2008 · Amount on Record |
| Deed Doc Number | 2015137369 |
| Deed Book / Page | 9247 / 0349 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 10440 GARDA DR, TRINITY, FL 34655-7047 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10440 GARDA DR, TRINITY, FL 34655-7047 |
| Document Number | 0104130909 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 10413/909 |
| Instrument | 2021169953 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 27, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 10440 GARDA DR, TRINITY, FL 34655-7047 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10440 GARDA DR, TRINITY, FL 34655-7047 |
| Document Number | 0102743335 |
|---|---|
| Date | Feb 08, 2021 |
| Book Page | 10274/3335 |
| Instrument | 2021025620 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 10440 GARDA DR, TRINITY, FL 34655-7047 |
| Document Number | 0099450388 |
| Instrument Date | Jul 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 08, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 10440 GARDA DR TRINITY FL 346557047, TRINITY, FL 34655-7047 |
| Document Number | 0099450388 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 009945/000388 |
| Instrument | 125458 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 25, 2039 |
Source: Pasco County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,341.00 (+5.76%) Homeowner's exemption | $562,040 (+5.99%) Land $128,272 Building $433,768 | $804,813 (-1.83%) Land $128,272 Building $676,541 |
| 2023 | $8,832.00 (+10.52%) Additional exemption filed | $530,300 (+3%) Land $111,872 Building $418,428 | $819,807 (+18.56%) Land $111,872 Building $707,935 |
| 2022 | $7,991.00 Homeowner's exemption | $514,860 Land $97,572 Building $417,288 | $691,445 Land $97,572 Building $593,873 |
Source: FEMA National Flood Hazard Layer, Pasco County (12101C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 36% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,351 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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