10446 San Carlos Dr, Spring Valley, CA 91978 Property Records

San Diego County property record for 10446 San Carlos Dr, Spring Valley, CA 91978

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 760 sqft · built 1949
Lot Size0.246 acres (10,700 sqft)
OwnerIndividual Name on File
Last Sale$445,000 (Nov 2020)
Tax Bill$6,422 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN505-112-39-00

Property Details

APN / Parcel Number

Primary APN505-112-39-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area760 sqft Living Area

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Exterior MaterialBlock
Construction TypeFrame
Lot Area10,700 sqft (0.246 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address10446 SAN CARLOS DR
CitySPRING VALLEY
StateCA
Zip91978-1035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 152 TR 002264
Legal SubdivisionMT HELIX HOMELANDS
Legal Tract002264
Legal Block1
Legal Lot Number152
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1007
Census Tract13505

Owner

10446 San Carlos Dr is owned by an individual who bought it in November 2020.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address7580 CARRIE RIDGE WAY, SAN DIEGO, CA 92139-1333
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2020 · Amount on File
Deed SaleNov 20, 2020 · Amount on File
Prior SaleSep 23, 2004 · Amount on File
Deed Document Number2020739602
Prior Transfer DateJan 6, 2005
Prior Transfer Doc0000026523
Record UpdatedOct 29, 2026

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 20, 2020
Property Address10446 SAN CARLOS DR, SPRING VALLEY, CA 91978-1035
Document Number0000739602
Map ReferenceMAP 2264
Instrument DateOct 29, 2020
Instrument2020-0739602
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7580 CARRIE RIDGE WAY, SAN DIEGO, CA 92139-1333

Mortgage

Document Number0000739603
DateNov 20, 2020
Instrument2020-0739603
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10446 San Carlos Dr was $6,422.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$491,310 (+2%) Land $209,528 Building $281,782
2025$6,422.00$481,677 Land $205,420 Building $276,257
2023$5,994.00 (+1.58%)$462,976 Land $197,445 Building $265,531
2022$5,901.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10446 San Carlos Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10446 San Carlos Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on San Carlos Dr

Nearby Streets

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