10509 San Carlos Dr, Spring Valley, CA 91978 Property Records

San Diego County property record for 10509 San Carlos Dr, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,934 sqft · built 1956
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$581,000 (Dec 2019)
Tax Bill	$7,464 (2025)
Deeds & Mortgages	Nov 2022 Transfer Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`505-113-14-00`

Property Details

APN / Parcel Number

Primary APN	`505-113-14-00`
Alternative APN	`505-113-21-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,934 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	25,700 sqft (0.59 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	5051131400
Street Address	10509 SAN CARLOS DR
City	SPRING VALLEY
State	CA
Zip	91978-1036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 177 PAR B PER DOC22-0484080 IN LOTS 176&IN TR 002264
Legal Subdivision	MT HELIX HOMELANDS
Legal Tract	002264
Legal Block	1
Legal Lot Number	177
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	13505

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10509 SAN CARLOS DR, SPRING VALLEY, CA 91978-1036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Intrafamily Transfer, Transfer
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 6, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage POINT MORTGAGE CORP
Dec 6, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2019 · Amount on Record
Deed Sale	Dec 6, 2019 · Amount on Record
Prior Sale	Sep 3, 2013 · Amount on Record
Deed Document Number	2019570026
Prior Transfer Date	Dec 23, 1993
Prior Transfer Doc	0000005775
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 10, 2022
Property Address	10509 SAN CARLOS DR, SPRING VALLEY, CA 91978-1036
Document Number	0000434279
Instrument Date	Nov 4, 2022
Instrument	2022-0434279
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10509 SAN CARLOS DR, SPRING VALLEY, CA 91978-1036

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10509 SAN CARLOS DR, SPRING VALLEY, CA 91978-1036
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10509 SAN CARLOS DR, SPRING VALLEY, CA 91978-1036

Mortgage

Document Number	0000766980
Date	Dec 1, 2020
Instrument	2020-0766980

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 6, 2019
Property Address	10509 SAN CARLOS DR, SPRING VALLEY, CA 91978-1036
Document Number	0000570027
Map Reference	MAP 2264
Instrument Date	Dec 5, 2019
Instrument	2019-0570027
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10509 SAN CARLOS DR, SPRING VALLEY, CA 91978-1036

Mortgage

Document Number	0000570028
Date	Dec 6, 2019
Instrument	2019-0570028

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 6, 2019
Property Address	10509 SAN CARLOS DR, SPRING VALLEY, CA 91978-1036
Document Number	0000570026
Map Reference	MAP 2265
Instrument Date	Nov 14, 2019
Instrument	2019-0570026
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10509 SAN CARLOS DR, SPRING VALLEY, CA 91978-1036

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$581,347 (+2%) Land $284,621 Building $296,726
2025	$7,464.00 (+6.93%)	$569,949 (+4.04%) Land $279,041 Building $290,908
2023	$6,980.00	$547,818 Land $268,206 Building $279,612

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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