San Diego County property record for 10429 San Carlos Dr, Spring Valley, CA 91978
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,940 sqft · built 1949 |
| Lot Size | 0.452 acres (19,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,005,000 (Apr 2022) |
| Tax Bill | $13,328 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Apr 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 505-113-09-00 |
| Primary APN | 505-113-09-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,940 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Lot Area | 19,700 sqft (0.452 acres) |
| View / Lot | Good |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 10429 SAN CARLOS DR |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91978-1034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 172 TR 002264 |
| Legal Subdivision | MOUNT HELIX HIGHLANDS |
| Legal Tract | 002264 |
| Legal Block | 1 |
| Legal Lot Number | 172 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 13505 |
Source: San Diego County records · APN 505-113-09-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10429 SAN CARLOS DR, SPRING VALLEY, CA 91978-1034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC |
| Apr 29, 2022 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 14, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage POTTS BILLY & BONNIE TR (PT) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 29, 2022 · Amount on Record |
| Deed Sale | Apr 29, 2022 · Amount on Record |
| Prior Sale | Mar 05, 2015 · Amount on Record |
| Deed Document Number | 2022187479 |
| Prior Transfer Date | Sep 27, 2013 |
| Prior Transfer Doc | 0000600667 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10429 SAN CARLOS DR, SPRING VALLEY, CA 91978-1034 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10429 SAN CARLOS DR, SPRING VALLEY, CA 91978-1034 |
| Document Number | 0000292633 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 2025-0292633 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 19, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 29, 2022 |
| Property Address | 10429 SAN CARLOS DR, SPRING VALLEY, CA 91978-1034 |
| Document Number | 0000187479 |
| Map Reference | MAP 2264 |
| Instrument Date | Apr 04, 2022 |
| Instrument | 2022-0187479 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2022 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 714 SYLVI WAY, SAN MARCOS, CA 92078-6202 |
| Document Number | 0000187480 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 2022-0187480 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10429 SAN CARLOS DR, SPRING VALLEY, CA 91978-1034 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG TITLE CO OF CA SAN DIEGO |
| Name | Verified Name |
|---|
| Document Number | 0000163682 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 2020-0163682 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10429 SAN CARLOS DR, SPRING VALLEY, CA 91978-1034 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|
| Document Number | 0000337559 |
|---|---|
| Date | Aug 12, 2019 |
| Instrument | 2019-0337559 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 14, 2018 |
| Property Address | 10429 SAN CARLOS DR, SPRING VALLEY, CA 91978-1034 |
| Document Number | 0000058792 |
| Instrument Date | Feb 06, 2018 |
| Instrument | 58792 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2018 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 10429 SAN CARLOS DR SPRING VALLEY CA 919781034, SPRING VALLEY, CA 91978-1034 |
| Document Number | 58793 |
|---|---|
| Date | Feb 14, 2018 |
| Instrument | 58793 |
| Name | POTTS BILLY & BONNIE TR (PT) |
|---|---|
| Address | 3063 MILLAR RANCH RD, SPRING VALLEY, CA 91978-2211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,087,835 (+2%) Land $649,454 Building $438,381 | |
| 2025 | $13,328.00 (+5.28%) | $1,066,506 (+13.94%) Land $636,720 Building $429,786 |
| 2024 | $12,659.00 (+10.13%) | |
| 2023 | $11,495.00 (+91.26%) | $936,000 Land $558,000 Building $378,000 |
| 2022 | $6,010.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
May also be available: California Internet, T-Mobile USA, Verizon.
Based on FCC filings for 397 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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