10360 97th St, Largo, FL 33773 Property Records

Pinellas County property record for 10360 97th St, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,870 sqft · built 1980
Lot Size	0.239 acres (10,393 sqft)
Owner	Company Name on Record
Last Sale	$407,000 (Sep 2021)
Tax Bill	$8,594 (2025)
Deeds & Mortgages	May 2022 Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-3482-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-3482-7`
Alternative APNs	`14-30-15-48197-001-0010` `301514481970010010` `153014481970010010` `R151888`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,870 sqft Living Area
Gross Area	2,674 sqft
1st Floor Area	1,870 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,393 sqft (0.239 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	352 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R151888
Street Address	10360 97TH ST
City	LARGO
State	FL
Zip	33773-4530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LAKE PARK-UNIT II BLK A, LOT 1
Legal Range	15E
Legal Township	30S
Legal Section	14
Legal Subdivision	LAKE PARK-UNIT II
Legal Tract	48197
Legal Block	A
Legal Lot Number	1
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3002
Census Tract	25011

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	120 S RIVERSIDE PLZ, 2000, CHICAGO, IL 60606-6995
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage ROYAL BANK OF CANADA
Sep 14, 2021	Warranty Deed, Transfer REALTECH TITLE LLC
Oct 10, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2021 · Amount on Record
Deed Sale	Sep 14, 2021 · Amount on Record
Prior Sale	Sep 14, 1998 · Amount on Record
Deed Document Number	2021300162
Deed Book / Page	21714 / 731
Prior Transfer Date	Oct 10, 2018
Prior Transfer Doc	0202921280
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10360 97TH ST, LARGO, FL 33773-4530
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	REALTECH TITLE LLC, REALTECH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0220591014
Date	May 11, 2022
Book Page	22059/1014
Instrument	2022151350

Lender

Name	ROYAL BANK OF CANADA
Type	Bank
Address	NEW YORK, NY 10281

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 14, 2021
Property Address	10360 97TH ST, LARGO, FL 33773-4530
Document Number	0217140731
Book / Page	21714 / 731
Map Reference	MB 79 PG 63
Instrument Date	Sep 8, 2021
Instrument	2021300162
Transaction Type	Transfer
Record Updated	Sep 24, 2021
Title Company	REALTECH TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,849.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	724 SPANISH MAIN DR, 724, RUSKIN, FL 33572-2431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 10, 2018
Property Address	10360 97TH ST, LARGO, FL 33773-4530
Document Number	0202921280
Book / Page	020292 / 001280
Instrument Date	Oct 10, 2018
Instrument	325096
Transaction Type	Transfer
Record Updated	Oct 23, 2018

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10360 97TH ST LARGO FL 337734530, LARGO, FL 33773-4530

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,594.00 (+6.39%)	$460,861 (-3.76%) Land $172,825 Building $288,036	$460,861 (-3.76%) Land $172,825 Building $288,036
2024	$8,078.00 (+4.88%)
2023	$7,702.00 (+16.06%)	$478,883 (+32.54%)	$478,883 (+32.54%) Land $251,505 Building $227,378
2022	$6,636.00	$361,300	$361,300 Land $180,615 Building $180,685

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 231 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	231 in force
Nearby Flood Claims	30 (1979–2024)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile, Verizon.

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