10441 E Freddy St, Inverness, FL 34450 Property Records

Citrus County property record for 10441 E Freddy St, Inverness, FL 34450

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,344 sqft · built 1972
Lot Size	0.982 acres (42,791 sqft)
Owner	Individual Name on File
Last Sale	$52,500 (Jan 2024)
Tax Bill	$1,520 (2025)
Deeds & Mortgages	Jan 2024 Sale
Flood Zone	Zone AE (high risk)
APN	`20E-19S-12-1A0C0-003.0`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-12-1A0C0-003.0`
Alternative APNs	`1219S20E1A0C00030` `1744601`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Subfloor

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1977
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Metal
Lot Area	42,791 sqft (0.982 acres)
Lot Dimensions	234 ft deep x 186 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	104 sqft
Patio Area	96 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1744601
Old Parcel Number	1219S20E1A0C00030
Street Address	10441 E FREDDY ST
City	INVERNESS
State	FL
Zip	34450-2957
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	CLRMH COASTAL LAKES & RVR
Legal Description	E 186 FT OF W 588 FT OF S 264 FT OF N1/2 OF NW1/4 OF NE1/4 EXC S 30 FT FOR RD R/W BEING LOT 3 BLK C OF AN UNREC SUB DE SC IN
Legal Range	20E
Legal Township	19S
Legal Section	12
Legal Subdivision	FRED SCHMIDT UNREC 12-19-20-1A
Legal Block	C
Legal Lot Number	3
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1004
Census Tract	450901

Owner

10441 E Freddy St, a mobile home, is owned and occupied by an individual who bought it in January 2024.

Source: Citrus County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	16239 IRWIN RD, OSWEGO, NY 13126-7005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2024 · Amount on File
Deed Sale	Jan 19, 2024 · Amount on File
Prior Sale	Mar 28, 2005 · Amount on File
Deed Document Number	2024003333
Deed Book / Page	3439 / 370
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 19, 2024
Property Address	10441 E FREDDY ST, INVERNESS, FL 34450-2957
Document Number	0034390370
Book / Page	3439 / 370
Instrument Date	Jan 18, 2024
Instrument	2024003333
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	INCOMPASS TITLE LLC, COMPASS TITLE LLC

Transaction

Amount	Amount on Record
Tax	$367.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4696 E PARSONS POINT RD, HERNANDO, FL 34442-8406

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16239 IRWIN RD, OSWEGO, NY 13126-7005

Tax Assessment & Valuation

The 2025 property tax bill for 10441 E Freddy St was $1,520 with an additional exemption, up 40.1% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,520.00 (+40.09%) Additional exemption filed	$88,307 (+38.94%) Land $30,690 Building $57,617	$88,307 (+38.94%) Land $30,690 Building $57,617
2024	$1,085.00 (+0.09%)	$63,557 (-11.05%) Land $5,950 Building $57,607	$63,557 (-11.05%) Land $5,950 Building $57,607
2023	$1,084.00 (+13.75%)	$71,449 (+16.78%) Land $5,950 Building $65,499	$71,449 (+16.78%) Land $5,950 Building $65,499
2022	$953.00	$61,181 Land $5,950 Building $55,231	$61,181 Land $5,950 Building $55,231

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10441 E Freddy St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 154 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	154 in force
Nearby Flood Claims	40 (1982–2024)
Claims Outside the SFHA	2 of 40
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Frances, Oct 2004 · 17 claims Severe Storms, High Winds, Tornadoes, And Flooding, Jan 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10441 E Freddy St is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20