10406 E Freddy St, Inverness, FL 34450 Property Records

Citrus County property record for 10406 E Freddy St, Inverness, FL 34450

Property Summary

Property Type	Residential Vacant Land
Lot Size	3.45 acres (150,510 sqft)
Owner	2 Individual Names on Record
Last Sale	$100 (Jun 2025)
Tax Bill	$817 (2025)
Deeds & Mortgages	Jun 2025 Mortgage
Flood Zone	Zone AE (high risk)
APN	`20E-19S-12-1A0B0-001.0`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-12-1A0B0-001.0`
Alternative APNs	`20E-19S-12-0000-1A0B0-0010` `1219S20E1A0B00010` `2999446`

Exterior

Lot Area	150,510 sqft (3.45 acres)
Lot Dimensions	388 ft deep x 85 ft wide

Location & Zoning

Account Number	2999446
Street Address	10406 E FREDDY ST
City	INVERNESS
State	FL
Zip	34450-2924
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	CLRMH
Legal Description	FRED SCHMIDT UNRECORDED SUBDIVISION LOT 1 BLOCK B & LOTS 2 3 & 4 BLOCK B MORE FULLY DESCRIBED AS: COMMENCE AT THE SW CORNER OF THE NW 1/4 OF THE NE 1/4 OF S12-19-20 THN NORTH 89DEG 26 10 EAST ALONG THE SOUTH LINE OF SAID NW 1/4 OF THE NE 1/4 A DST OF
Legal Range	20E
Legal Township	19S
Legal Section	12
Legal Subdivision	FRED SCHMIDT UNREC 12-19-20-1A
Legal Block	B
Legal Lot Number	1,2
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1004
Census Tract	450901

Owner

Source: Citrus County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	778 COUNTRY WOODS CIR, KISSIMMEE, FL 34744-4632
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2025 · Amount on Record
Deed Sale	Jun 3, 2025 · Amount on Record
Prior Sale	Aug 6, 2024 · Amount on Record
Deed Document Number	202533669
Deed Book / Page	3572 / 685
Prior Transfer Date	May 30, 2025
Prior Transfer Doc	0035720685
Record Updated	Oct 29, 2026

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Jun 3, 2025
Property Address	10406 E FREDDY ST, INVERNESS, FL 34450-2924
Document Number	0035720685
Book / Page	3572 / 685
Map Reference	MB 611 PG 274
Instrument Date	May 30, 2025
Instrument	2025033669
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	778 COUNTRY WOODS CIR, KISSIMMEE, FL 34744-4632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 COUNTRY WOODS CIR, KISSIMMEE, FL 34744-4632

Mortgage

Document Number	0003572687
Date	Jun 3, 2025
Instrument	3572/687

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	366 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$817.00 (+404.32%)	$53,380 (+398.88%) Land $53,380	$53,380 (+398.88%) Land $53,380
2024	$162.00 (-1.22%)	$10,700 (-) Land $10,700	$10,700 (-) Land $10,700
2023	$164.00 (+3.8%)	$10,700 (-) Land $10,700	$10,700 (-) Land $10,700
2022	$158.00	$10,700 Land $10,700	$10,700 Land $10,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 154 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	154 in force
Nearby Flood Claims	40 (1982–2024)
Claims Outside the SFHA	2 of 40
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Frances, Oct 2004 · 17 claims Severe Storms, High Winds, Tornadoes, And Flooding, Jan 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20