10440 E Freddy St, Inverness, FL 34450 Property Records

Citrus County property record for 10440 E Freddy St, Inverness, FL 34450

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.905 acres (39,407 sqft)
Owner	2 Individual Names on Record
Last Sale	$100 (Dec 2006)
Tax Bill	$140 (2025)
Flood Zone	Zone AE (high risk)
APN	`20E-19S-12-1A0B0-006.0`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-12-1A0B0-006.0`
Alternative APNs	`20E-19S-12-0000-1A0B0-0060` `1219S20E1A0B00060` `1744407`

Exterior

Lot Area	39,407 sqft (0.905 acres)
Lot Dimensions	388 ft deep x 94 ft wide

Location & Zoning

Account Number	1744407
Street Address	10440 E FREDDY ST
City	INVERNESS
State	FL
Zip	34450-2924
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	CLRMH
Legal Description	FRED SCHMIDT UNREC SUB LOT 6 BLK B SEC 12 TWN 19S RNG 20E MORE PART DESC AS FOLLOWS: COM NW COR S 1/2 NW 1/4 OF NE 1/4 SEC 12 TWN 19S RNG 20E; THN N 89 DEG 22M 10S E ALONG N LINE SAID S 1/2 NW 1/4 OF NE 1/4 475 FT TO POB; THN CONT N 89 DEG 22M 10S E
Legal Range	20E
Legal Township	19S
Legal Section	12
Legal Subdivision	FRED SCHMIDT UNREC 12-19-20-1A
Legal Block	B
Legal Lot Number	6
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1004
Census Tract	450901

Owner

Source: Citrus County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10504 E FREDDY ST, INVERNESS, FL 34450-2956
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2006 · Amount on Record
Deed Sale	Dec 1, 2006 · Amount on Record
Prior Sale	Mar 30, 2001 · Amount on Record
Deed Book / Page	2075 / 240
Last Transfer Date	Dec 12, 2024
Transfer Doc	0000073296
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$140.00 (+191.67%)	$15,510 (+415.28%) Land $15,510	$15,510 (+415.28%) Land $15,510
2024	$48.00 (-2.04%)	$3,010 (-) Land $3,010	$3,010 (-) Land $3,010
2023	$49.00 (+4.26%)	$3,010 (-) Land $3,010	$3,010 (-) Land $3,010
2022	$47.00	$3,010 Land $3,010	$3,010 Land $3,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 154 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	154 in force
Nearby Flood Claims	40 (1982–2024)
Claims Outside the SFHA	2 of 40
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Frances, Oct 2004 · 17 claims Severe Storms, High Winds, Tornadoes, And Flooding, Jan 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20