1044 Fleming St, Fleming Island, FL 32003 Property Records

Clay County property record for 1044 Fleming St, Fleming Island, FL 32003 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 2023
Lot Size	0.202 acres (8,799 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Mar 2024)
Tax Bill	$3,457 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Apr 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014842-000-00`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014842-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,400 sqft Living Area
Gross Area	1,664 sqft
1st Floor Area	576 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,799 sqft (0.202 acres)
Garage Type	Attached
Garage Area	264 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	FLEMING ST
City	FLEMING ISLAND
State	FL
Zip	32003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 BLK 9 FLEMING ISLAND ESTATES EX PT RD R/W AS REC OR 4800 PG 1988
Legal Range	26E
Legal Township	05S
Legal Section	38
Legal Subdivision	FLEMING ISLAND ESTATES EX PT RD R/W
Legal Block	9
Legal Lot Number	20
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2023
Census Tract	30701

Owner

Source: Clay County records · APN 38-05-26-014842-000-00

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1044 FLEMING ST, FLEMING ISLAND, FL 32003-9344
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 06, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 05, 2023	Correction Deed LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC
Mar 22, 2023	Intrafamily Transfer, Transfer LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC
Mar 22, 2023	Intrafamily Transfer, Transfer LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC
Aug 04, 2021	Warranty Deed, Transfer LANDMARK TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 06, 2024 · Amount on Record
Deed Sale	Mar 06, 2024 · Amount on Record
Prior Sale	Aug 04, 2021 · Amount on Record
Deed Document Number	202410585
Deed Book / Page	4800 / 1988
Prior Transfer Date	Mar 27, 2023
Prior Transfer Doc	0047080389
Record Updated	Jun 08, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Mar 06, 2024
Property Address	1044 FLEMING ST, FLEMING ISLAND, FL 32003-9344
Document Number	0048001988
Book / Page	4800 / 1988
Map Reference	MB 4 PG 61
Instrument Date	Mar 01, 2024
Instrument	2024010585
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	153 BRANSCOMB RD, GREEN COVE SPRINGS, FL 32043-9531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 FLEMING ST, FLEMING ISLAND, FL 32003-9344

Mortgage

Document Number	0048001990
Date	Mar 06, 2024
Instrument	4800/1990

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

April 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	CLAY FL
Recording Date	Apr 05, 2023
Property Address	FLEMING ST, FLEMING ISLAND, FL 32003
Document Number	0047080389
Book / Page	4708 / 389
Map Reference	MB 4 PG 61&62
Instrument Date	Mar 27, 2023
Instrument	2023016303
Record Updated	May 09, 2023
Title Company	LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	153 BRANSCOMB RD, GREEN COVE SPRINGS, FL 32043-9531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 BRANSCOMB RD, GREEN COVE SPRINGS, FL 32043-9531

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Mar 22, 2023
Property Address	FLEMING ST, FLEMING ISLAND, FL 32003
Document Number	0047021713
Book / Page	4702 / 1713
Map Reference	MB 4 PG 61&62
Instrument Date	Mar 21, 2023
Instrument	2023013217
Transaction Type	Transfer
Record Updated	Apr 06, 2023
Title Company	LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	153 BRANSCOMB RD, GREEN COVE SPRINGS, FL 32043-9531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 BRANSCOMB RD, GREEN COVE SPRINGS, FL 32043-9531

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Mar 22, 2023
Property Address	FLEMING ST, FLEMING ISLAND, FL 32003
Document Number	0047021750
Book / Page	4702 / 1750
Map Reference	MB 4 PG 61&62
Instrument Date	Mar 21, 2023
Instrument	2023013226
Transaction Type	Transfer
Record Updated	Apr 06, 2023
Title Company	LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	153 BRANSCOMB RD, GREEN COVE SPRINGS, FL 32043-9531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 BRANSCOMB RD, GREEN COVE SPRINGS, FL 32043-9531

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 04, 2021
Property Address	FLEMING ST, FLEMING ISLAND, FL 32003
Document Number	0044902164
Book / Page	4490 / 2164
Map Reference	MB 4 PG 61&62
Instrument Date	Jul 22, 2021
Instrument	2021048018
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	240 N SERENATA DR # DR811, 240, PONTE VEDRA BEACH, FL 32082-6511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6005 W SHORES RD, FLEMING ISLAND, FL 32003-8119

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,457.00 (-9.17%)	$266,808 (+433.62%) Land $50,000 Building $216,808	$266,808 (+433.62%) Land $50,000 Building $216,808
2024	$3,806.00 (+858.69%)
2023	$397.00 (+225.41%)	$50,000 (+523.29%) Land $50,000	$50,000 (+523.29%) Land $50,000
2022	$122.00	$8,022 Land $8,022	$8,022 Land $8,022

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 191 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024, other causes
Claims By Storm	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 240 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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