1031 Fleming St, Fleming Island, FL 32003 Property Records

Clay County property record for 1031 Fleming St, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 2003
Lot Size	0.18 acres (7,840 sqft)
Owner	Individual Name on File
Last Sale	$243,000 (Jan 2020)
Tax Bill	$3,074 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014820-000-00`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014820-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	2,356 sqft
1st Floor Area	1,764 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,840 sqft (0.18 acres)
Lot Dimensions	123 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	416 sqft
Porch	Finished Screened Porch
Porch Area	224 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1031 FLEMING ST
City	FLEMING ISLAND
State	FL
Zip	32003-9344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 & 29 BLK 3 FLEMING ISL ESTATES AS REC OR 4266 PG 1879
Legal Range	26E
Legal Township	05S
Legal Section	38
Legal Subdivision	FLEMING ISL ESTATES
Legal Block	3
Legal Lot Number	28,29
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2022
Census Tract	30701

Owner

Source: Clay County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1031 FLEMING ST, FLEMING ISLAND, FL 32003-9344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 6, 2020 · Amount on Record
Deed Sale	Jan 6, 2020 · Amount on Record
Prior Sale	May 2, 2012 · Amount on Record
Deed Document Number	2020729
Deed Book / Page	4266 / 1879
Prior Transfer Date	Apr 23, 2004
Prior Transfer Doc	0023620911
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 6, 2020
Property Address	1031 FLEMING ST, FLEMING ISLAND, FL 32003-9344
Document Number	0042661879
Book / Page	004266 / 001879
Instrument Date	Dec 31, 2019
Instrument	729
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	ESTATE TITLE, ESTATE TITLE & TRUST

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,701.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2360 COUNTRY SIDE DR FLEMING ISLAND FL 320034907, FLEMING ISLAND, FL 32003-4907

Mortgage

Document Number	42661881
Date	Jan 6, 2020
Book Page	004266/001881
Instrument	730

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,074.00 (+4.84%) Homeowner's exemption	$241,753 (+5.99%)	$325,191 (-3.91%) Land $100,000 Building $225,191
2024	$2,932.00 (-8.03%)
2023	$3,188.00 (+7.02%) Homeowner's exemption	$228,098 (+3%)	$338,423 (+28.89%) Land $100,000 Building $238,423
2022	$2,979.00 Homeowner's exemption	$221,455	$262,560 Land $60,000 Building $202,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20