10438 Stucki Rd, Elberta, AL 36530 Property Records

Baldwin County property record for 10438 Stucki Rd, Elberta, AL 36530

Property Summary

Property Type	Mobile Home
Details	1 ba · 2,029 sqft · built 1994
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$459 (2026)
Deeds & Mortgages	Jul 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`62-02-04-0-001-001.030`

Property Details

APN / Parcel Number

Primary APN	`62-02-04-0-001-001.030`
Alternative APNs	`118220` `002849` `2849`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,029 sqft Adjusted Area
1st Floor Area	1,864 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Mobile Home
Foundation Type	Slab (Mat/Raft)
Lot Area	130,680 sqft (3 acres)
Lot Dimensions	621 ft deep x 204 ft wide
Utility Building	1,320 sqft

Location & Zoning

Account Number	2849
Street Address	10438 STUCKI RD
City	ELBERTA
State	AL
Zip	36530-2732
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	204.6' X 621.8' IRR LOT 1 PONDEROSA ESTATES SLIDE 1448-A INNW1/4 OF SE1/4 SEC 4-T8S-R5E (WD-SURVIVORSHIP)
Legal Subdivision	PONDEROSA ESTATES
Legal Lot Number	1
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	2
Census Block	2075
Census Tract	11601

Owner

10438 Stucki Rd, a mobile home, is owned by an individual who acquired it in April 2008.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 454, ORANGE BEACH, AL 36561-0454
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2008
Deed Sale	Apr 1, 2008
Deed Document Number	20081108128
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jul 3, 2017
Property Address	10438 STUCKI RD, ELBERTA, AL 36530-2732
Document Number	0001641716
Instrument Date	Jun 26, 2017
Instrument	1641716
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 454 ORANGE BEACH AL 365610454, ORANGE BEACH, AL 36561-0454

Mortgage

Document Number	1641717
Date	Jul 3, 2017
Instrument	1641717

Lender

Name	UNITED BK
Type	Bank
Address	ATMORE, AL 36502-2536

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Jul 2, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10438 Stucki Rd was $459, up 7% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$459.00 (+6.99%)
2025	$429.00	$15,340 Land $7,960 Building $7,380	$153,200 Land $79,500 Building $73,700
2023	$388.00 (+16.52%) Homeowner's exemption	$13,880 (+16.44%)	$138,700 (+16.46%) Land $83,600 Building $55,100
2022	$333.00 (+21.98%) Homeowner's exemption	$11,920	$119,100 Land $71,800 Building $47,300
2021	$273.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10438 Stucki Rd in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	47 (1995–2021)
Claims Outside the SFHA	30 of 47
Most Recent Claim	Jul 2021 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 14 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 12 claims Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10438 Stucki Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30