Baldwin County property record for 10234 Stucki Rd, Elberta, AL 36530
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,284 sqft · built 2017 |
| Lot Size | 4.83 acres (210,395 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $999 (2026) |
| Deeds & Mortgages | May 2021 Mortgage May 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 62-02-04-0-001-009.004 |
| Primary APN | 62-02-04-0-001-009.004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,284 sqft Heated Area |
| 1st Floor Area | 2,284 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 210,395 sqft (4.83 acres) |
| Lot Dimensions | 635 ft deep x 331 ft wide |
| Deck Area | 700 sqft |
| Utility Building | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 230568 |
|---|---|
| Street Address | 10234 STUCKI RD |
| City | ELBERTA |
| State | AL |
| Zip | 36530-2876 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 331.5' X 635.1' IRR LOT 2 OF THE WILLIAMS FAMILY DIVISION AS SHOWN ON PLAT RECORDED IN IN#1208803 CONTAINING 4.8 ACRES SEC 4- |
| Legal Subdivision | WILLIAMS FAMILY DIV |
| Legal Lot Number | 2 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 11601 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10234 STUCKI RD, ELBERTA, AL 36530-2876 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK |
| May 16, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC |
| Aug 30, 2017 | Loan Modification, Mortgage UNITED BK |
| Jan 20, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage UNITED BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 19, 2009 |
| Transfer Doc | 0001208805 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 10234 STUCKI RD, ELBERTA, AL 36530-2876 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001910957 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 1910957 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 10234 STUCKI RD, ELBERTA, AL 36530-2876 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10234 STUCKI RD, ELBERTA, AL 36530-2876 |
| Document Number | 0002187616 |
|---|---|
| Date | May 16, 2025 |
| Instrument | 2187616 |
| Name | CITIZENS BANK INC |
|---|---|
| Type | Bank |
| Address | FOLEY, AL 36535 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 15, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 10234 STUCKI RD, ELBERTA, AL 36530-2876 |
| Document Number | 0001655105 |
| Instrument Date | Aug 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10234 STUCKI RD ELBERTA AL 365302876, ELBERTA, AL 36530-2876 |
| Document Number | 0001655105 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 1655105 |
| Name | UNITED BK |
|---|---|
| Type | Bank |
| Address | ATMORE, AL 36502 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 10, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jan 20, 2017 |
| Property Address | 10234 STUCKI RD, ELBERTA, AL 36530-2876 |
| Instrument Date | Jan 18, 2017 |
| Instrument | 1613870 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 15, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10234 STUCKI RD ELBERTA AL 365302876, ELBERTA, AL 36530-2876 |
| Document Number | 0001613870 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 1613870 |
| Name | UNITED BK |
|---|---|
| Type | Bank |
| Address | ATMORE, AL 36502 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 19, 2047 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $999.00 (+7.3%) Homeowner's exemption | ||
| 2025 | $931.00 (-8%) | $34,860 (-7.73%) Land $2,820 Building $32,040 | $448,300 (-3.3%) Land $128,000 Building $320,300 |
| 2023 | $1,012.00 (+29.08%) Homeowner's exemption | $37,780 (+27.55%) | $463,600 (+19.18%) Land $110,600 Building $353,000 |
| 2022 | $784.00 (+16.32%) Homeowner's exemption | $29,620 | $389,000 Land $95,000 Building $294,000 |
| 2021 | $674.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 179 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 179 in force |
| Nearby Flood Claims | 319 (1979–2020) |
| Claims Outside the SFHA | 36 of 319 |
| Most Recent Claim | Sep 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 88% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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