Baldwin County property record for 10586 Stucki Rd, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,548 sqft · built 2006 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,245 (2026) |
| Deeds & Mortgages | Feb 2020 Loan Modification Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 62-02-04-0-001-001.027 |
| Primary APN | 62-02-04-0-001-001.027 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,548 sqft Heated Area |
| 1st Floor Area | 2,008 sqft |
| Upper Floors Area | 540 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Lot Dimensions | 568 ft deep x 220 ft wide |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 220 sqft |
| Utility Building | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 158268 |
|---|---|
| Street Address | 10586 STUCKI RD |
| City | ELBERTA |
| State | AL |
| Zip | 36530-2788 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 220.72' X 568.85' IRR LOT 56 PONDEROSA ESTATES SLIDE 1448-ASEC 4-T8S-R5E (WD) |
| Legal Subdivision | PONDEROSA ESTATES |
| Legal Lot Number | 56 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 2 |
| Census Block | 2084 |
| Census Tract | 11601 |
10586 Stucki Rd is owned and occupied by an individual.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 384, ELBERTA, AL 36530-0384 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2020 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Feb 12, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 10586 STUCKI RD, ELBERTA, AL 36530-2788 |
| Document Number | 0001816812 |
| Instrument Date | Feb 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10586 STUCKI RD ELBERTA AL 365302788, ELBERTA, AL 36530-2788 |
| Document Number | 0001816812 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 1816812 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 11, 2050 |
| Rate | 3.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 10586 STUCKI RD, ELBERTA, AL 36530-2788 |
| Document Number | 0001814093 |
| Instrument Date | Feb 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 10586 STUCKI RD ELBERTA AL 365302788, ELBERTA, AL 36530-2788 |
| Document Number | 0001814093 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 1814093 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 27, 2050 |
The 2026 property tax bill for 10586 Stucki Rd was $1,245 with a homeowner's exemption, up 7.2% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,245.00 (+7.24%) Homeowner's exemption | ||
| 2025 | $1,161.00 | $43,100 Land $9,860 Building $33,240 | $430,800 Land $98,600 Building $332,200 |
| 2023 | $1,211.00 (+28.56%) Homeowner's exemption | $44,880 (+27.21%) | $443,100 (+25.6%) Land $84,500 Building $358,600 |
| 2022 | $942.00 (+14.6%) Homeowner's exemption | $35,280 | $352,800 Land $72,600 Building $280,200 |
| 2021 | $822.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10586 Stucki Rd in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 47 (1995–2021) |
| Claims Outside the SFHA | 30 of 47 |
| Most Recent Claim | Jul 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10586 Stucki Rd is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 89% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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