10430 Cobbler Patch Ct, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 10430 Cobbler Patch Ct, Charlotte, NC 28278

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,359 sqft · built 2003
Lot Size0.235 acres (10,242 sqft)
OwnerIndividual Name on Record
Last Sale$129,000 (Oct 2003)
Tax Bill$3,254 (2023)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN199-475-39

Property Details

APN / Parcel Number

Primary APN199-475-39

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,359 sqft Heated Area
Gross Area1,850 sqft
1st Floor Area1,359 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area10,242 sqft (0.235 acres)
Garage Area437 sqft
PorchPorch
Porch Area54 sqft
Patio Area110 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number199-475-39
Street Address10430 COBBLER PATCH CT
CityCHARLOTTE
StateNC
Zip28278-0044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4(CD)
Legal DescriptionL352 M38-211
Legal SubdivisionPLANTERS WALK PH 02B MAP 09
Legal Lot Number352
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1008
Census Tract5924

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10430 COBBLER PATCH CT, CHARLOTTE, NC 28278-0044
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 24, 2003 · Amount on Record
Deed SaleOct 24, 2003 · Amount on Record
Deed Document Number0016329280
Deed Book / Page16329 / 280
Record UpdatedJun 7, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address10430 COBBLER PATCH CT, CHARLOTTE, NC 28278-0044
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009062
DateJan 21, 2020
Book Page34218/717
Instrument2020009062
Lender
NameTRULIANT FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2035

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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