10418 Cobbler Patch Ct, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 10418 Cobbler Patch Ct, Charlotte, NC 28278

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,923 sqft · built 2003
Lot Size	0.21 acres (9,184 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (May 2020)
Tax Bill	$3,488 (2023)
Deeds & Mortgages	May 2020 Sale & Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`199-475-41`

Property Details

APN / Parcel Number

Primary APN	`199-475-41`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,923 sqft Heated Area
Gross Area	2,373 sqft
1st Floor Area	777 sqft
Upper Floors Area	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	9,184 sqft (0.21 acres)
Garage Area	400 sqft
Patio Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	199-475-41
Street Address	10418 COBBLER PATCH CT
City	CHARLOTTE
State	NC
Zip	28278-0044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4(CD)
Legal Description	L354 M38-211
Legal Subdivision	PLANTERS WALK PH 02B MAP 09
Legal Lot Number	354
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1008
Census Tract	5924

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10418 COBBLER PATCH CT, CHARLOTTE, NC 28278-0044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Warranty Deed, Transfer · Conventional Mortgage LATINO COMMUNITY CU
Nov 5, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage BRAND MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2020 · Amount on Record
Deed Sale	May 27, 2020 · Amount on Record
Prior Sale	Nov 5, 2019
Deed Document Number	0034615424
Deed Book / Page	34615 / 424
Record Updated	Jun 7, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 27, 2020
Property Address	10418 COBBLER PATCH CT, CHARLOTTE, NC 28278-0044
Document Number	0000075332
Book / Page	34615 / 424
Map Reference	MB 38 PG 211
Instrument Date	Mar 27, 2020
Instrument	2020075332
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10418 COBBLER PATCH CT, CHARLOTTE, NC 28278-0044

Mortgage

Document Number	0000075333
Date	May 27, 2020
Instrument	2020075333

Lender

Name	LATINO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	6%
Change Frequency	Annually
Index	5-Year CMT
Margin	2
Max Rate	6%

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 5, 2019
Property Address	10418 COBBLER PATCH CT, CHARLOTTE, NC 28278-0044
Document Number	0000150362
Book / Page	34010 / 353
Map Reference	MB 38 PG 211
Instrument Date	Oct 30, 2019
Instrument	2019150362
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10418 COBBLER PATCH CT, CHARLOTTE, NC 28278-0044

Mortgage

Document Number	0000150363
Date	Nov 5, 2019
Instrument	2019150363

Lender

Name	BRAND MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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