Mecklenburg County property record for 10427 Cobbler Patch Ct, Charlotte, NC 28278
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,052 sqft · built 2004 |
| Lot Size | 0.243 acres (10,606 sqft) |
| Owner | Individual Name on File |
| Last Sale | $166,500 (Mar 2004) |
| Tax Bill | $3,622 (2023) |
| Deeds & Mortgages | Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 199-475-38 |
| Primary APN | 199-475-38 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,052 sqft Heated Area |
| Gross Area | 2,452 sqft |
| 1st Floor Area | 888 sqft |
| Upper Floors Area | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,606 sqft (0.243 acres) |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 72 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 199-475-38 |
|---|---|
| Street Address | 10427 COBBLER PATCH CT |
| City | CHARLOTTE |
| State | NC |
| Zip | 28278-0044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4(CD) |
| Legal Description | L351 M38-211 |
| Legal Subdivision | PLANTERS WALK PH 02B MAP 09 |
| Legal Lot Number | 351 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 5924 |
10427 Cobbler Patch Ct is owned and occupied by an individual who bought it in March 2004.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10427 COBBLER PATCH CT, CHARLOTTE, NC 28278-0044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2004 · Amount on File |
| Deed Sale | Mar 25, 2004 · Amount on File |
| Deed Document Number | 0016944786 |
| Deed Book / Page | 16944 / 786 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10427 COBBLER PATCH CT, CHARLOTTE, NC 28278-0044 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 10427 COBBLER PATCH CT, CHARLOTTE, NC 28278-0044 |
| Investor | Possibly a Property Investor |
| Document Number | 0000123990 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 36222/612 |
| Instrument | 2021123990 |
| Name | CHARLOTTE METRO FCU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 24, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 10427 Cobbler Patch Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10427 Cobbler Patch Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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