1043 Main St, Edmonds, WA 98020 Property Records

Snohomish County property record for 1043 Main St, Edmonds, WA 98020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,192 sqft · built 1948
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$590,000 (Oct 2017)
Tax Bill	$6,354 (2026)
Deeds & Mortgages	May 2018 Line of Credit Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4342-040-025-00`

Property Details

APN / Parcel Number

Primary APN	`4342-040-025-00`
Alternative APNs	`004342-040-025-00` `43420400250006` `1089230`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	1,192 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Sundeck
Deck Area	220 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	1089230
Street Address	1043 MAIN ST
City	EDMONDS
State	WA
Zip	98020-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	CITY OF EDMONDS BLK 040 D-00 - LOTS 25-26-27
Legal Range	02
Legal Township	26
Legal Section	25
Legal Subdivision	CITY OF EDMONDS
Legal Block	040 D
Legal Lot Number	25-26
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EDMONDS
Census Block Group	1
Census Block	1007
Census Tract	50403

Owner

1043 Main St is owned and occupied by an individual who bought it in October 2017.

Source: Snohomish County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1043 MAIN ST, EDMONDS, WA 98020-2908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 6, 2017	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2017 · Amount on File
Deed Sale	Oct 6, 2017 · Amount on File
Prior Sale	Mar 23, 2009 · Amount on File
Deed Document Number	2017536
Prior Transfer Date	Jul 26, 2005
Prior Transfer Doc	0000000689
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	1043 MAIN ST, EDMONDS, WA 98020-2908
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000304
Date	May 21, 2018
Instrument	201805210304

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Oct 6, 2017
Property Address	1043 MAIN ST, EDMONDS, WA 98020-2908
Document Number	0000000536
Map Reference	VOL2 PG39
Instrument Date	Sep 28, 2017
Instrument	201710060536
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,507.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 MAIN ST, EDMONDS, WA 98020-2908

Mortgage

Document Number	0000000537
Date	Oct 6, 2017
Instrument	201710060537

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1043 Main St was $6,354.

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Edmonds City
Unified School District	Edmonds School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,354.00	$792,000 Land $628,900 Building $163,100	$792,000 Land $628,900 Building $163,100
2023	$5,639.00 (+3.09%)	$821,400 (+25.4%) Land $642,100 Building $179,300	$821,400 (+25.4%) Land $642,100 Building $179,300
2022	$5,470.00	$655,000 Land $500,900 Building $154,100	$655,000 Land $500,900 Building $154,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1043 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1043 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDMONDS serves 34,065 people · EPA ID WA5322500
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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