1037 Main St, Edmonds, WA 98020 Property Records

Snohomish County property record for 1037 Main St, Edmonds, WA 98020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,902 sqft · built 2015
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$699,989 (Apr 2015)
Tax Bill	$9,681 (2026)
Deeds & Mortgages	Feb 2022 Transfer Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4342-040-028-00`

Property Details

APN / Parcel Number

Primary APN	`4342-040-028-00`
Alternative APNs	`004342-040-028-00` `43420400280003` `1089231`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,902 sqft Living Area
Gross Area	3,699 sqft
Basement Area	868 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	797 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1089231
Street Address	1037 MAIN ST
City	EDMONDS
State	WA
Zip	98020-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	SECTION 24 TOWNSHIP 27 RANGE 03 QUARTER SE CITY OF EDMONDS BLK 040 D-00 - LOTS 28 & 29
Legal Range	03
Legal Township	27
Legal Section	24
Legal Subdivision	CITY OF EDMONDS
Legal Block	040 D
Legal Lot Number	28,29
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EDMONDS
Census Block Group	1
Census Block	1007
Census Tract	50403

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1037 MAIN ST, EDMONDS, WA 98020-2908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Aug 16, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2015 · Amount on Record
Deed Sale	Apr 23, 2015 · Amount on Record
Prior Sale	Dec 18, 2013 · Amount on Record
Deed Document Number	2015549
Last Transfer Date	Jan 15, 2020
Transfer Doc	0000000020
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SNOHOMISH WA
Recording Date	Feb 15, 2022
Property Address	1037 MAIN ST, EDMONDS, WA 98020-2908
Document Number	0000000020
Map Reference	VOL 2 PG 39
Instrument Date	Jan 15, 2020
Instrument	202202150020
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1037 MAIN ST, EDMONDS, WA 98020-2908

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	1037 MAIN ST, EDMONDS, WA 98020-2908
Document Number	0000000118
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1037 MAIN ST EDMONDS WA 980202908, EDMONDS, WA 98020-2908

Mortgage

Document Number	0000000118
Date	Apr 22, 2020
Instrument	202004220118

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	1037 MAIN ST, EDMONDS, WA 98020-2908
Document Number	0000000397
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 12, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1037 MAIN ST EDMONDS WA 980202908, EDMONDS, WA 98020-2908

Mortgage

Document Number	0000000397
Date	Aug 28, 2019
Instrument	201908280397

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Edmonds City
Unified School District	Edmonds School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,681.00 (+16.13%)	$1,207,300 (-0.56%) Land $620,300 Building $587,000	$1,207,300 (-0.56%) Land $620,300 Building $587,000
2023	$8,336.00 (-0.2%)	$1,214,100 (+21.37%) Land $655,200 Building $558,900	$1,214,100 (+21.37%) Land $655,200 Building $558,900
2022	$8,353.00	$1,000,300 Land $538,600 Building $461,700	$1,000,300 Land $538,600 Building $461,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDMONDS serves 34,065 people · EPA ID WA5322500
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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