1010 Main St, Edmonds, WA 98020 Property Records

Snohomish County property record for 1010 Main St, Edmonds, WA 98020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 996 sqft · built 1956
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Dec 2019)
Tax Bill	$6,275 (2026)
Deeds & Mortgages	Jul 2021 Mortgage May 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4342-039-002-00`

Property Details

APN / Parcel Number

Primary APN	`4342-039-002-00`
Alternative APNs	`004342-039-002-00` `43420390020005` `1089218`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Units	2 Units
Stories	1 Story
Building Area	996 sqft Living Area
Gross Area	1,236 sqft
1st Floor Area	996 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Sundeck
Deck Area	104 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	1089218
Street Address	1010 MAIN ST
City	EDMONDS
State	WA
Zip	98020-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	CITY OF EDMONDS BLK 039 D-00 - E 5FT OF LOT 2 LESS THE S 55FT TGW LOTS 3 & 4
Legal Section	24
Legal Subdivision	CITY OF EDMONDS
Legal Block	039 D
Legal Lot Number	2,3,4
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EDMONDS
Census Block Group	4
Census Block	4003
Census Tract	50402

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1010 MAIN ST, EDMONDS, WA 98020-2909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 15, 2018	Deed of Trust, Mortgage · Commercial Mortgage BANNER BANK
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Dec 9, 2019	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK
Apr 16, 2019	Loan Modification, Mortgage · Conventional Mortgage BANNER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2019 · Amount on Record
Deed Sale	Dec 9, 2019 · Amount on Record
Prior Sale	Apr 19, 2005 · Amount on Record
Deed Document Number	2019651
Prior Transfer Date	Oct 19, 2004
Prior Transfer Doc	0000000090
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	1010 MAIN ST, EDMONDS, WA 98020-2909
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202107260173
Date	Jul 26, 2021
Instrument	202107260173

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	1010 MAIN ST, EDMONDS, WA 98020-2909
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000228
Date	May 15, 2018
Instrument	201805150228

Lender

Name	BANNER BANK
Type	Bank
Address	EDMONDS, WA 98026

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	1010 MAIN ST, EDMONDS, WA 98020-2909
Document Number	0000001094
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Nov 18, 2020
Title Company	SPRUCE LAND SERVICES LLC, SPRUCE LAND SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 MAIN ST EDMONDS WA 980202909, EDMONDS, WA 98020-2909

Mortgage

Document Number	0000001094
Date	Nov 9, 2020
Instrument	202011091094

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Dec 9, 2019
Property Address	1010 MAIN ST, EDMONDS, WA 98020-2909
Document Number	0000000651
Map Reference	VOL 2 PG 39
Instrument Date	Dec 3, 2019
Instrument	201912090651
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,973.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 MAIN ST, EDMONDS, WA 98020-2909

Mortgage

Document Number	0000000652
Date	Dec 9, 2019
Instrument	201912090652

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SNOHOMISH WA
Property Address	1010 MAIN ST, EDMONDS, WA 98020-2909
Document Number	0000000046
Instrument Date	Apr 16, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1010 MAIN ST EDMONDS WA 980202909, EDMONDS, WA 98020-2909

Mortgage

Document Number	0000000046
Date	Apr 25, 2019
Instrument	201904250046

Lender

Name	BANNER BK
Type	Bank
Address	EDMONDS, WA 98026

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Edmonds City
Unified School District	Edmonds School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,275.00 (+21.12%)	$783,900 (+6.29%) Land $572,200 Building $211,700	$783,900 (+6.29%) Land $572,200 Building $211,700
2025	$5,181.00 (+2.33%)
2023	$5,063.00	$737,500 Land $534,900 Building $202,600	$737,500 Land $534,900 Building $202,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDMONDS serves 34,065 people · EPA ID WA5322500
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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