Howard County property record for 10425 Gorman Rd, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,688 sqft · built 1989 |
| Lot Size | 0.48 acres (20,908 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $560,000 (Jul 2019) |
| Tax Bill | $10,247 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-521037 |
| Primary APN | 06-521037 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,688 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,908 sqft (0.48 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Deck Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 521037 |
|---|---|
| Street Address | 10425 GORMAN RD |
| City | LAUREL |
| State | MD |
| Zip | 20723-1110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 4 .480 A 10425 GORMAN RD DYER PROPERTY |
| Legal Subdivision | DYER PROPERTY |
| Legal Lot Number | 4 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 606808 |
Source: Howard County records, as of October 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10425 GORMAN RD, LAUREL, MD 20723-1110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHT PATMAN CONGRESSIONAL FC |
| Nov 18, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jun 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC |
| Jul 31, 2019 | Grant Deed, Transfer · FHA Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2019 · Amount on Record |
| Deed Sale | Jul 31, 2019 · Amount on Record |
| Prior Sale | Aug 2, 2005 · Amount on Record |
| Deed Book / Page | 18797 / 454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 24, 2026 |
| Property Address | 10425 GORMAN RD, LAUREL, MD 20723-1110 |
| Document Number | 2342000440 |
| Book / Page | 23421 / 440 |
| Instrument Date | Sep 12, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Title Company | SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROPERTY SOLUTI |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 10425 GORMAN RD, LAUREL, MD 20723-1110 |
| Document Number | 2342000440, |
|---|---|
| Date | Sep 24, 2026 |
| Book Page | 23421/440 |
| Name | WRIGHT PATMAN CONGRESSIONAL FC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 17, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10425 GORMAN RD, LAUREL, MD 20723-1110 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 10425 GORMAN RD, LAUREL, MD 20723-1110 |
| Document Number | 0218010001 |
|---|---|
| Date | Nov 18, 2022 |
| Book Page | 21801/1 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 17, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10425 GORMAN RD, LAUREL, MD 20723-1110 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | JANUS TITLE LLC, VENUS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0206200474 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | 20620/474 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 31, 2019 |
| Property Address | 10425 GORMAN RD, LAUREL, MD 20723-1110 |
| Document Number | 0187970454 |
| Book / Page | 018797 / 000454 |
| Instrument Date | Jul 24, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WEG NAT'L TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10425 GORMAN RD LAUREL MD 207231110, LAUREL, MD 20723-1110 |
| Document Number | 187970460 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 018797/000460 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2049 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,247.00 (+3.52%) | $667,933 (+3.38%) | $711,600 (+10.14%) Land $299,900 Building $411,700 |
| 2025 | $9,899.00 (+66.15%) | $646,100 (+13.72%) Land $249,900 Building $396,200 | $646,100 (-) Land $249,900 Building $396,200 |
| 2023 | $568,167 | $646,100 Land $249,900 Building $396,200 | |
| 2022 | $5,958.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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